국민건강보험 환급금 How to apply for National Health Insurance refund inquiry (+ National Pension refund)

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Home » How to apply for National Health Insurance Refund Inquiry (+National Pension Refund)
National pension refunds and National Health Insurance refunds occur when the normally charged and notified insurance premiums are paid twice or by mistake.
It may also occur for reasons such as retroactive adjustment of insurance premiums or retroactive loss of eligibility, and such refunds are supposed to be returned to the payer.
However, there is a statute of limitations, so if you do not retrieve it within the period, your rights will expire and you will not be able to get it back even if you want it.
Please refer to the National Pension and National Health Insurance refund method for a total refund of 2.5 trillion won, an average of 1.32 million won per person, and visit before it is too late.
If you do not apply for the National Pension Refund and National Health Insurance Refund within 5 years and 3 years, respectively, from the insurance premium payment date, you may not be able to get it back even if you try to retrieve it later.
On the 22nd, the National Health Insurance Corporation and the Ministry of Health and Welfare announced that they would pay out-of-pocket maximum amounts starting from the 23rd.
This was confirmed when the out-of-pocket limit for 2022 was decided, and a total of 2.4708 trillion won will be distributed to 1,868,545 people.
When a refund is issued, a payment application form will be sent, but even before that, you can easily check it online.

If you have a refund to receive, you can receive it by depositing it into your savings account through ‘Apply > Agree to personal information > Enter personal information > Enter account information.’
This service can also be checked through the National Health Insurance mobile app ‘The Health Insurance’, so use the method that is convenient for you to find out if you have missed any money.
National Pension Refund is available through ‘National Pension Service website > Personal Service > Inquiry > Imposition/Payment History > Overpayment Inquiry’ after logging in.
Additionally, there is a website where you can apply for a refund online. This will help you find out how much money you’ve been missing.
In the case of national health insurance refunds, they are called out-of-pocket reimbursements, and if the total annual health insurance out-of-pocket amount exceeds the out-of-pocket maximum amount, the difference is refunded.
The upper limit standard is increasing every year, and if you are curious about how it is calculated this year, please refer to the table below.
Based on the maximum amount of out-of-pocket expenses in 2023
For reference, the decile is determined according to the monthly insurance premium; the closer to the 10th decile, the higher the income, and conversely, the 1st decile is the low income.
You can check whether you will receive a refund through the National Health Insurance website or app.
National pension refunds will expire if they are not claimed within 5 years of occurrence, so it is best to inquire within the period.
You can check your refund through Government 24, National Pension Service, National Health Insurance Corporation, My Account at a Glance, etc.
There is also a way to find hidden government subsidies. There is ‘Subsidy 24’ implemented by Government 24.
This is a customized service that guides you through government and local government subsidies that you can receive if you sign up.
It is not easy to find the government subsidies you can receive on your own due to the variety and complexity. Use this service to get guidance easily.

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