대학생 생활비 대출 가능한 곳Home – TRENDUS – Youth living expenses loans, 7 places where you can get them Emergency support project for job seekers
Let’s learn about youth living expenses loans. Living expenses loans for job seekers or youth sunshine loans are often sought after by young people or students who do not yet have an income, because the conditions are better than regular products. If you need a national living expenses loan, support for youth living expenses, or a living expenses loan for the unemployed, please pay attention to this article.
In addition to government-supported products, we have compiled a list of bank living expenses loan products, such as a living expenses loan of 500,000 won, so it may be helpful for you to refer to it. Below you can check the limits and interest rates of places where youth living expenses loans are available.
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In this article, we have summarized the limits, conditions, and interest rates of living expenses loans available to young people and college students. Check the conditions and choose a better product. For low-interest products, sales may stop when the monthly limit is exhausted and sales may resume in the following month, so we recommend applying quickly.
Sunshine Loan Youth is a representative youth Sunshine Loan product. This product, which receives government support, is a low-income financial product with relaxed conditions so that college students and young people can resolve their financial difficulties and focus on their studies or employment. The loan limit is 6 million won per year, up to a maximum of 12 million won. The loan interest rate is a fixed rate of 3.5% per annum, and the loan period is up to 15 years. Eligibility requirements are available to job seekers who are between 19 and 34 years old with an annual income of 35 million won or less, or who have been employed at a small or medium-sized business for less than one year.
Apply for Sunshine Loan
You can also use a living expenses loan from the Korea Scholarship Foundation. There are mainly tuition loans and living expenses loans, and here we will focus on living expenses loans.
Student loan repayment after employment is a product that can be repaid even after employment, and is suitable for living expenses loans for job seekers. The loan limit is up to 1.5 million won per semester, and the loan interest rate is a fixed rate of 1.7% per year. If you are a recipient of basic livelihood security, the next-highest-income class, or are in the 4th or lower student loan subsidy bracket, you can use it interest-free until mandatory repayment begins. The loan period can be repaid compulsorily or voluntarily when income exceeds a certain standard after employment.
General repayment student loans are loan products for living expenses that can be used by the unemployed regardless of employment. The loan limit and interest rate are the same as student loans that are repaid after employment, and there is no separate interest support.
Apply for a youth living expenses loan
Student loans provided to college students from rural areas have more relaxed conditions compared to other products. The loan limit and interest rate are the same as the student loans mentioned above. The only difference is the repayment method.
The Credit Recovery Committee provides loans for emergency living expenses through the microfinance system. The loan limit is up to 10 million won, and the loan interest rate varies by product.
Debt adjustment loan for faithful repayers
Personal rehabilitation loan product for faithful repayment patients
Loan products for financial victims
The All One Emergency Loan available from Nonghyup can be used for living expenses loans of up to 500,000 won. The maximum amount available is 3 million won, and the minimum interest rate is 2.98% per annum.
Nonghyup All One Emergency Fund Loan
The emergency fund loan that can be applied for through the Cider Bank app is a living expenses loan product from SBI Savings Bank.
Saidae Bank Emergency Fund Loan
The emergency loan available at Kakao Bank is up to 3 million won. Loan interest rates start at a minimum of 4.05% per annum.
We looked into seven different loan products for young people’s living expenses. Please compare government support products and bank emergency loan products to choose the most suitable product. For more information, please check the relevant website.
Kakao Bank Emergency Fund Loan
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