Have you not received the Samsung Card temporary limit message yet? It’s not difficult.
When using a credit card, sometimes there is a situation where the amount is insufficient when you need to use it in an emergency. Conversely, I have been using it well so far, but as my income has decreased or unexpected things keep happening, I gradually don’t have enough money to live, so I sometimes think that it would be good to raise the limit.
However, there are some things you should be aware of before using it. By raising the limit, it can be stable for a short period of time, but in the mid- to long-term, there are some people who get aggravated by accumulating debt, so I want you to pay attention to these aspects. 삼성카드 한도상향
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KCB Credit Score It is definitely a time when personal credit information becomes more and more important. How do you usually manage…
In particular, if you are concerned about score management, please refer to the management method above as well as your credit rating may go up or down depending on how you use your credit card.
How to increase the temporary limit of Samsung Card?
First, you need to check the upgrade available guide on the homepage or app. Because you can’t raise the limit on anyone. This is because, in a time when personal information is becoming more important, you may be criticized for posting without a word.
If you have not received this message yet, you must start from this step first.
In my case, I’ve used it about 3 times before, but so far, it hasn’t come out additionally. If possible, if you agree here, the temporary limit will be increased by 2 months and you can use it.
To tell you my experience, the basic limit is 20 million won, but you can increase it to 26 million won. If you have applied for the notification service on a regular basis, you will be notified when an upgrade is possible.
If you look at the evaluation criteria, it is decided whether or not to increase the amount depending on your credit rating and usage performance, so you need to manage your credit consistently. Please refer to the related article above for the management method.
Is it possible to set a limit?
Some people use it with a fixed amount that can be used. In this case, the temporary limit can be raised if consent is obtained. Conversely, if your credit score goes down, a situation where your credit score goes down may occur.
Raising the Samsung Card limit is no different. There is a misconception that sometimes, the lower the usage amount compared to the limit, the higher the possibility of raising the limit.
In general, there are people who think that it is better to use a lot of money, but I think that the risk is higher for financial institutions to judge. If possible, keep it within 30% of the total amount used, and use it for a short period of time when you are really in a hurry.