세대주 변경 Change of head of household

We will take time to learn how to change the head of the household and how to separate the head of the household.

When you talk about your home on the news or in society, you often hear about a change in head of household.

세대주 변경

This kind of story comes out when you enter an apartment subscription or new housing product. At the end of the year such as these days, it is sometimes used for the purpose of deduction for housing subscription to be used for year-end settlement. This is because, in the case of the housing subscription deduction, only the head of the household is deductible.

In this case, the head of the household refers to the person who is the representative of the household members who make up one household according to the resident registration number among the members currently living in the house. 세대주 변경

Usually, in the case of a three-person household with one child, two parents, the person in charge of the father is most likely the head of the household. Sometimes the head of a household needs to be separated or changed, but there are many people who do not know the details. 좋은뉴스

Today, we will take a moment to learn how to change and separate the head of household and find out the pros and cons of it.

Table of Contents [show]

Change of head of household
Change of head of household
Change of head of household
As you become a member of the household, there are times when you will inevitably have to change the head of the household.

You can change the head of the household if you are married or the age of the person changing your residence must be over 30.

If the person who needs a change of head of household is under the age of 30, he or she can change if he/she is married or has the ability to maintain his/her residence.

Separation of householders

The head of the household, meaning one who represents the generation, sometimes goes through a process of separation and the three-person household is divided into one-person households and two-person households.

This is because, as the wind of apartment subscriptions blows, the conditions for non-homeowners can be obtained through generation separation.

In particular, in the case of an adult child over the age of 20, if the parent owns the house, the child belonging to the household member is also considered to own the house, so they cannot apply for an additional apartment.

In most cases, the condition of one house per household must be met in order to receive capital gains tax exemption on real estate under the condition of one house per household.

In other words, separation of household heads is often separated to meet the conditions for real estate tax exemption or purchase of new housing products.

In addition, there are cases in which separation is made to meet the low-income bracket of the household, which is a requirement for receiving disaster aid or national subsidy.

6 Reasons for Separation of Heads of Household
Advantages and disadvantages of separation of householders
Advantages and disadvantages of separation of householders
There are many reasons for the separation of the head of the household, but I will explain the six most common experiences in life.

work subsidy
More people than you think are using the work incentive system.

However, only the sole head of the household, even in the same household, is recognized for the subsidy paid to only one person per household.

In addition, since the holding property must be less than 200 million won, if a family’s property exceeds 200 million won, even if they are members of the same household, the conditions are not met, so generation separation is required.

apartment subscription
If a member of the homeless household is separated as a representative of the household, it meets the conditions for not having a home and can qualify for an apartment subscription.

In this case, if adult children are separated as heads of household, multi-child households mean minor children during special provision. Therefore, there is no penalty for this.

However, there is a disadvantage that general supply does not apply to the calculation of the number of dependents.

acquisition tax
When a homeless person purchases a new residential product, an acquisition tax rate of less than 3% is applied.

In particular, if you buy another house while you already have a residential product, you will have to pay a lot of acquisition tax as the tax rate range gradually increases as it becomes a two-family house.

The advantage is that the acquisition tax can be lowered by properly segregating household members, as they have to pay an insignificant acquisition tax of 8% for 2 homeowners and 12% for 3 homeowners.

transfer tax
A single homeowner in a single household can get transfer tax exemption benefits.

In particular, a person who owns a single house can receive this benefit even when they live in a multi-family household and are separated.

medical insurance premium
In the case of an employer insured, when working as a dependent and changing to the head of a household separately, the health insurance premium is paid to the local government in the address where they reside.

At this time, in the case of a local insured, the health insurance premium is determined by adding up all of the household member’s property and income, even if he/she becomes the head of the household.

In the case of local subscribers, even if they become independent as the head of the household, there is no significant difference in health insurance premiums.

Year-end tax deduction
In order to receive income deduction for year-end settlement of the housing subscription account, you must be a ‘worker with a gross salary of 70 million won or less’ and a ‘homeowner without a home’.

If you are not the head of the household, you cannot receive income deductions. If you are registered as a household member on your resident registration certificate under your parents, deduction is not possible.

Therefore, if you are not the head of the household, and if you change to the head of the household before the end of the year and receive a document confirming no home, you can deduct the year-end settlement income.

Generation separation conditions

Generation separation does not mean that an application must be made unconditionally, and household separation is possible only if the following generation separation conditions are met.

If you are preparing for a subscription, it is recommended to separate the households, or if you are planning to buy a house, separating the households can be much better.

over 30 years old
If you are over the age of 30, you can form a single household.

At least 40% of the standard median income for those under the age of 30
Even if you are under the age of 30, if you are working and earning income, if your income is at least 40% of the standard median income, generational separation is possible.

marriage
When you get married, you become a fully independent family, so of course you become a single generation.

How to change the head of household / How to separate the head of household
There are two ways to change the head of a household and to separate the head of a household: the easy online method and the offline method by visiting a nearby district office or administrative welfare center.

How to change head of household online
How to change the head of household
How to change the head of household
To change the head of household online, you can access the website called Government24 and proceed.

In this case, a joint certificate (formerly public certificate) is required. Log in with the joint certificate, search for ‘Report on resident registration correction’ in the search bar and click ‘Report on resident registration correction (cancellation)’.

In the application classification, menus such as ‘Change of Household’, ‘Segment of Household’, ‘Aggregation of Household’, ‘Correction’, ‘Cancellation’, and ‘Registration of Unknown Residence’ appear. To do this, select ‘Family division price’.

Since you are logged in, the reporter’s information is automatically entered, and you can select the person to change the household name to by selecting ‘Load resident registration information’ and complete the civil complaint application.

In this case, the head of the household before the change refers to the current head of the household, that is, the person reporting the change, and the head of the household after the change refers to the person who will become the new head of the household in the newly separated family or in the current household.

If the application is received normally, the existing head of household is notified through a text message, and when the head of the household confirms it through a joint certificate, the process has been completed normally.

Go to the change of head of household application site
How to change the head of household offline
The way to change the head of a household offline is to easily apply through the community center.

The online application for change of head of household is cumbersome because the process of confirmation by the previous head of household requires access to the Internet and confirmation from the government24.

If the head of the household and a member of the household to change visit at the same time, the documents required to change the head of household can be processed only with an ID.

If only one person visits, you can apply for a change of head of household with only the person’s seal and identification card and the visitor’s ID.

For example, if the current head of household changes to a son or daughter, or wants to separate the household, it can be processed even if the head of the household visits alone with only the person’s ID and seal.

Report of separation of householders

Move-in notification
The most convenient way is to move and report to the local government in the area to be separated and recognized as an independent head of household.

This is one of the methods carried out to cover all conditions of living independence or residence even if you have one of the conditions such as income, age, and marriage.

Correction report
Exceptionally, there are independent first-generation households that consider their livelihood or residence to be independent while their resident registration is established at the same address when adult children live with their parents.

In this case, since there is no separate movement, household separation must be done through a correction report rather than moving in.

Usually, people who run a business aim for the first generation of independence in this way.

Go to the application site for separation of householders
Points to note when changing the head of household
How to separate householders
How to separate householders
As mentioned above, the change of head of household and separation of householder are mostly carried out in order to obtain specific benefits.

Therefore, disguised transfer, the separation of households through a formal transfer report that does not fall under the conditions for separation of the head of household (income, age, spouse, independence of livelihood, independence of residence), etc., is a very dangerous method.

Moving-in notification is only one way to separate households and should be interpreted in a completely different sense from separation of the head of the household. This is because if all household members report moving to another place, there will be no separation of households.

Therefore, it is necessary to know these separation conditions well and implement the separation of the head of the household.