전세사기 안당하는법chaff
chaff
I will tell you about 8 ways to avoid charter fraud. We will make sure to check before signing the contract to prevent charter scams and avoid them.
There are types of scams where deposits are not returned due to restrictions on rights, such as foreclosure and tax delinquency, or due to a tax that is excessively higher than the sale price.
In order to prevent further increases in the number of victims of can charter and charter scams, we are preparing preventive measures and support plans and are making all-out efforts.
Let’s take a look at 8 things you must check to prevent charter fraud.
Summary of 5 Types of Youth Jeonse Loans
6 types of charter loans tailored to the youth by bank
Newlyweds Jeonse rental qualification 2023 priority income standard
Before meeting 8 ways to avoid charter scams, let’s find out what can charter charters have heard a lot in the media.
Canned Jeonse refers to a case in which the principal mortgage (loan, etc.) or bond (deposit deposit, etc.) of Sunsoon is greater than the sale price of the house, so even if the house is sold, the principal mortgage and bond cannot be returned.
Seniority Mortgage + Bonds > House Sales Price = Canned Jeonse
If the sum of 1 + 2 is higher than the house sale price, it is a can jeonse.
Now, let’s meet 8 things you must check before signing a contract.
▶ Seoul Jeonse Price Counseling Center
Eligibility: Persons scheduled to sign a charter contract located in Seoul
How to apply: Apply online at the Seoul Real Estate Information Plaza
Counseling Content: After applying for counseling, notification of the result via text message ▶ Consultation by appraiser within 2 days (excluding holidays)
Inquiries
Jeonse price rate = Jeonse price / Sales price
Danger when exceeding 80%!
01. Excessive loans such as mortgage for rental housing
02. Whether there are restrictions on rights such as seizure and prohibition of disposal
03. Trust registration of rental housing/contents of trust ledger
★ You can check at the registry office, the Internet registry office, and the civil application issuance machine.
Registration of unlicensed and illegal buildings and confirmation of housing use
It can be viewed through government24, mobile, etc.
★ If there is a ‘neighborhood living facility’ in the building register, it is not a house. You must make sure that the residential building is suitable.
▶ Application for inspection of unpaid national tax by lessor
If there is national tax unpaid by the landlord, the rental deposit may not be refunded if the building is disposed of through auction or public sale.
Application period: Before the lease agreement or from the date of the lease agreement to the start of the rental period
How to apply: Visit tax offices nationwide with the application form, identification card, and lease contract ▶ Apply for reading
★ If the rental deposit exceeds 10 million won, it can be viewed without the lessor’s consent after signing the rental agreement.
☆ Consent is required before the rental agreement or for contracts with a deposit of less than 10 million won.
It is recommended to check whether the licensed real estate agent who opened the business is operating normally after registering for qualification (can be confirmed at the Certified Realtor Association).
In addition, you must verify the identity of the contracting party as the same as the owner on the certified copy of the register or the building ledger.
You need to make sure that you are registered with multiple brokerages in your area, not just one.
Check if you can apply for a guarantee such as HUG (Housing City Guarantee Corporation)
Check if the deposit is appropriate compared to the net housing value (= housing market price – senior collateral amount such as mortgage and lease right – (a) bonds such as foreclosure)
Bring the rental agreement at the national tax office and check it after visiting
It is necessary to check whether the licensed real estate agent who opened the business is operating normally after registration of qualifications, and to confirm whether the contracting party is the same as the owner on the certified copy of the register or the building ledger.
We support charter fraud through the Jeonse and Monthly Rent Support Center and Seoul Talk!
Counseling service: Resident experts such as lawyers, judicial scriveners, and realtors provide free counseling services related to charter fraud or canned charter.
Guidance and reception service for issuance of confirmation of jeonse damage: The lessee who has received the confirmation is available for loans from the government’s low-interest fund (interest rate of 1-2%) and emergency housing support.
Location: Seosomun Annex Building 1, 1st Floor Counseling Room (15 Deoksugung-gil, Jung-gu)
Representative number: 02-2133-1200~8
operating time:
You can easily receive guidance on charter fraud response procedures and prevention methods.
Search for ‘Seoul Talk’ in the KakaoTalk search bar!
The Seoul Metropolitan Government is preparing effective support and measures so that tenants can safely find a house and live a stable life.
About GyeoMiPang
