hello.
This is True Housewife J, a true influencer specializing in finance.
Today, we will learn more about using Kakao Pay points for the KakaoTalk app we use every day. Many people are already using it, but for those who are new to it, I will tell you step by step how to use it, how to use it, and how to cash it out. Looking at the accumulation method, I think App Tech is a good option.
I’ll also share with you the 5% interest on securities deposits that I recently found out about while receiving a remittance from a friend.
🙂
What are Kakao Pay Points?
First of all, ‘Pay Money’, which can be confusing, is a type of rechargeable account that is mainly used when sending and receiving money to friends on KakaoTalk. You can think of it as being most similar to cash.
And Kakao Pay points, which we will look at in detail today, refer to benefits that can be accumulated through payment services and used at various affiliated stores.
You can use Kakao Money, simple card payment, etc. and accumulate points.
How to earn points – also with AppTech!
You can also accumulate small points every day through events such as following on Instagram, subscribing to YouTube, adding friends, signing up as a member, etc., visiting pages, and shopping. At a glance, it looks like you’ll save a few thousand won if you press it right now, so it seems useful as an app tech as well. There is also an attendance check!
Additionally, when opening an account, 5,000 to 30,000 P will be paid through the app. Representative examples include K-Bank, Welcome Savings, and E-Best Investment & Securities, which charge up to 30,000 P when trading stocks.
Car tech is also diverse. Credit cards offer benefits of up to 285,000 Won, and check cards without annual fees also allow you to accumulate up to 30,000 P if you accumulate performance.
How to use points
The accumulated Kakao Pay points can be used in quite a variety of affiliated places, including shopping and travel.
The most common place is Kakao Gifting, which is used to send gifticons to acquaintances. Personally, I think it is the most powerful use case. Even if it’s not necessarily a gift, you can pay with points and use it yourself because there are plenty of places to buy it.
In addition, it can be used online at Timon, Curly, CJ Onstyle, etc. Offline, the total number of users is 300,000, including convenience stores, No Brand, Lotte Mart, Hanaro Mart, Daiso, and Starbucks.
Cash out Kakao Pay points
As mentioned above, Kakao Money is in the form of an account, so it can be cashed out directly through remittance. But unfortunately the point is impossible.
A little trick is to purchase Happy Money and cultural gift certificates through gifting, and then withdraw money from Payco. It refers to the commonly known commercial technology, and there is an 8% commission. If you want a large amount or immediate cash, use it.
However, in fact, there are a variety of uses, and the fact that gifticons can be gifted means that they can be used in most everyday affiliated places. If it’s a small amount, I don’t think there’s any need to pay an 8% fee to cash it out.
+ 5% interest on Kakao Pay securities
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This is the alarm I received recently after receiving money from a friend. I was curious so I looked more closely. In general, Pay Money refers to an account that is temporarily stored when sending or receiving remittances through KakaoTalk.
If you deposit up to 300,000 won, 5% deposit interest is paid every week. It can be opened with a Kakao Securities account, and although it is a small amount, it is protected through the Depositor Protection Act.
Also, please note that if you pay with charged pay money, up to 1% points will be accumulated when making payments at stores, convenience stores, etc.
Today, we learned more about how to use Kakao Pay points, where to use them, and how to cash them out. Since you can accumulate points through various events, I hope you will find it useful as an app tech.