We looked at how to change the period of use by Kookmin Card payment date and the payment date for card usage. I use the Kookmin Card sometimes, but it’s not the main card, so I’m confused about the payment date. This time, I was trying to set the payment date to the same date as other cards, so I’ll post the details.
The usage period for which the card payment amount is calculated varies depending on the payment date of my credit card. For example, the card usage period, which determines the value of the card for those who pay on the 1st and for those who pay on the 15th, is applied differently. Not everyone pays the amount used from the 1st to the last day of the month this month.
Therefore, I need to know from when to when the card price I am paying for is the amount used, and how much money is missing accordingly, so that I can prevent overspending and manage the revolving service without needing it. 국민카드 결제일별 이용기간
How to check the period of use by Kookmin Card payment date 좋은뉴스
Each credit card company has a slightly different usage period for each payment date. So, it is convenient to check the ‘period of use by payment date’ for each card company and manage the payment date of my credit card well, and it is also good for writing a household account.
In some cases, the amount used in the previous month is included in the payment amount this month, so what is this? In some cases, there is a history of use. It will vary depending on the payday or the date the money is received, but if you want to make a neat payment this month for the amount used last month, you can set the payment date that corresponds to the period of use.
The table below summarizes the period of use by Kookmin Card payment date. You can set the payment date from the 1st to the 27th, and the card usage period is set accordingly. I can’t decide on my own, but it is applied as determined by the Kookmin Card.
Payment date Card usage period
(Lump-sum payment, installment payment) Date of statement preparation
1 day before the previous month 18th ~ the previous month 17th the previous month 19th
2 days ago 19th of the previous month ~ 17th of the previous month
3 days ago 20th of the previous month ~ 17th of the previous month 21st of the previous month
4 days before 21st of the previous month – 17th of the previous month
5 days before 22nd of the previous month ~ 17th of the previous month 23rd of the previous month
6 days ago 23rd of the previous month ~ 17th of the previous month
7 days before 24th of the previous month ~ 17th of the previous month 26th of the previous month
8 days before 25th of the previous month ~ 17th of the previous month
26th of the previous month to the 17th of the previous month before the 9th
10 days ago 27th of the previous month ~ 17th of the previous month 28th of the previous month
11 days before 28th of the previous month – 17th of the previous month
12 days before the previous month 29th – the previous month 17th day of the current month
30th of the month before the 13th ~ 17th of the previous month
For example, if the 13th is the card payment date, the amount used from the 30th of the previous month to the 17th of the previous month is paid on the 13th. In other words, the amount paid on November 13 is the amount used ‘from September 30 to October 17’.
Payment date Card usage period
(Lump-sum payment, installment payment) Date of statement preparation
14th 1st of the previous month – the last day of the previous month 3rd of the current month
15th 2nd of the previous month – 1st of the current month
16th 3rd of the previous month – 2nd of the current month
17th 4th of the previous month ~ 3rd of the current month 6th of the current month
18th 5th of the previous month – 4th of the current month
19th 6th of the previous month – 5th of the current month
20th 7th of the previous month ~ 6th of the current month 8th of the current month
21st 8th of the previous month – 7th of the current month
22nd 9th of the previous month ~ 8th of the current month 11th of the current month
23rd 10th of the previous month ~ 9th of the current month
24th 11th of the previous month ~ 10th of the current month
25th 12th of the previous month ~ 11th of the current month 13th of the current month
26th 13th of the previous month – 12th of the current month
27th 14th of the previous month ~ 13th of the current month 15th of the current month
In this way, if the Kookmin Card payment date is designated as the 14th, the amount used from the 1st of the previous month to the last day of the previous month will be fully paid on the 14th of this month. When you say a month, it is convenient to think of it as the first day to the last day. Of course, depending on the situation, you can use this period for each payment date to adjust the payment date for each card or adjust the period according to your plan, such as matching the period of use.
In the case of cash advance, the card usage period is from the payment date of the previous month + 1 day to the payment date of the previous month.
My Kookmin Card is currently on the 22nd, so I’m going to change it to the 14th. See below on how to change the payment date.
How to change the payment date for Kookmin Card usage
Changing the Kookmin Card payment date is simple. I will show you how to do it in the Kookmin Card app. You can also change it on the Kookmin Card website in the same way.
Kookmin Card-App
1. Install the Kookmin Card app or log in to enter the full menu.
2. Select the [All Menus – MY KB – Card Management] menu.
3. On the card management screen, select [Card Management – Payment Information].
Payment Date – Change screen
4. On the ‘Change Payment Information’ screen, a list of credit and debit cards you have appears. Select the card you want to change here and select [Change payment date].
5. Select the payment date you want to change, delay or pull the payment date and select [Change].
Delayed payment date: The billing amount on the payment date before the change is delayed to the payment date after the change.
Advance payment date: Change the billing amount on the payment date before the change and advance the billing date to the payment date
Payment Date-Change-Completion Screen
6. After checking the change information (especially the first payment date after the change), select [Change] again and you are done.
Points to note when changing the payment date of Kookmin Card
The payment date for long-term card loans (card loan) does not change. (A separate application must be made to the customer center)
The settlement date is changed according to the purchase slip, and the invoices not purchased at this time are charged on the settlement date of the current month. So, even if you delay your payment, be aware that you may still be charged on the same month’s payment date.
If the payment date is changed, the installment payment and cash advance fee may also change accordingly. Please check the expected payment amount.
For additional inquiries regarding the payment date of Kookmin Card, you can contact Kookmin Card Customer Center. Please check the following article for Kookmin Card Customer Center phone number and usage information.