We do not verify income or employment. If you are a Korean who is 19 years of age or older, you must meet the basic requirements.
SK, KT, and LG U+ must be customers of the three telecommunication companies and have paid bills.
When borrowing money with ordinary credit, you must verify your job and income. This is because it is necessary to determine whether this person is a person who can properly repay the money or not. But with this product, you don’t have to. 농협 올원 비상금대출
Each first-tier company decides whether to borrow or not based on their own customer screening criteria. Unlike Kakao and Shinhan, which impose conditions for issuing Seoul Guarantee Insurance, the approval rate can be much higher if you request the results of your mobile phone bill payment. 이베이스매뉴얼
Calculating a virtual grade based on the mobile payment history is called Telescore. It is also called teleco for short, but it can be understood as measuring the actual economic power based on whether or not the payment of this mobile payment, which is very closely related to our life, was made on time and based on this, an emergency loan is executed.
However, it is regrettable that you cannot apply for it if you use a budget phone service that runs a business by renting a communication line. The limit is 3 million won, and the interest rate is close to the basic 6-7% even with the highest score. You will be really hesitant because the interest rate is too high. If you have a job and even a small income, it is a good idea to take advantage of government-funded funds for the common people.
It was originally for the low-income class, so the interest rate was higher, but now the reverse is happening.
What about other financial sector companies?
If you are using a budget phone, you need to borrow money from another company. First of all, Kakao, Shinhan, Toss, and K-Bank are the places that require the purchase of Seoul Guarantee Insurance as mentioned above. You can raise funds in a similar way through these companies. Also, there is no separate job verification.
In addition, it can be used through the people and us. I used it a lot when I was a graduate student, but first of all, it is recommended that you use your own main bank since all of the large companies these days are unconditionally providing other small-scale services such as the Nonghyup emergency loan.
Below, we have compared the interest rates for other emergency funds as well as the interest rates and application tips for the Nonghyup All One emergency loan. In addition, we have compiled practical alternatives to lower interest costs in the current situation, so please take a look and proceed. Also, please take a look at the contents of the money for the common people.
Nonghyup Bank All One Emergency Loan Small Loan for Unemployed
Apply for Nonghyup Bank All One Emergency Loan Nonghyup Bank manages All One Emergency Loan products. Qualified? You can use this product without any income or job. Instead, there is something you need, a hand in your own name.
If you are in need of money due to difficult household circumstances, do not only think about loans to the Nonghyup, but also visit the community center and ask for emergency welfare support counseling. You can receive support for living expenses, housing expenses, medical expenses, and education expenses.