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※ Credit information company credit information inquiry site
Inquiry site
Company Name
internet homepage
Information phone
NICE Credit Rating Information Co., Ltd.
www.nicerating.com
02-2014-6200
Korea Credit Bureau Co., Ltd.
www.koreacb.com
02-808-1000
■ Those excluded from loan eligibility
1. A person whose credit rating judgment information and public information is registered in the Korea Credit Information Service credit information network
2. Persons who have received microfinance or similar financial support from the government, local government organizations, financial companies, etc.
3. A person who has a history of fleeing, hiding assets, or reducing liability assets in order to avoid paying obligations.
4. A person who is confirmed to be undergoing legal procedures such as provisional registration, (provisional) seizure, provisional disposition, or auction application for property owned by the loan applicant.
5. Overseas Koreans, foreigners, overseas residents
6. A person who is planning to start a business or is currently operating an “industry subject to policy fund loans for small business owners” announced by the Ministry of SMEs and Startups pursuant to Article 9 of the Act on Protection and Support of Small Business Owners
7. Other cases where it is difficult to be considered a low-income or low-credit group according to social norms or when it is judged that it does not meet the requirements for microfinance loans.
■ Those excluded from loan eligibility
1. A person whose credit rating judgment information and public information is registered in the Korea Credit Information Service credit information network
2. Persons who have received microfinance or similar financial support from the government, local government organizations, financial companies, etc.
3. A person who has a history of fleeing, hiding assets, or reducing liability assets in order to avoid paying obligations.
4. A person who is confirmed to be undergoing legal procedures such as provisional registration, (provisional) seizure, provisional disposition, or auction application for property owned by the loan applicant.
5. Overseas Koreans, foreigners, overseas residents
6. A person who is planning to start a business or is currently operating an “industry subject to policy fund loans for small business owners” announced by the Ministry of SMEs and Startups pursuant to Article 9 of the Act on Protection and Support of Small Business Owners
7. Other cases where it is difficult to be considered a low-income or low-credit group according to social norms or when it is judged that it does not meet the requirements for microfinance loans.
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