Organizing Your Credit Check History: From Start to Finish
1. What is credit inquiry history management?
Imagine. Say your friends lent you money. Your friends want to know about your money repayment habits and money management skills. In a similar way, credit inquiry history can be thought of as the process of organizing records of who looked at our economic activity records, when, and for what reason.
2. Why should I organize my credit inquiry history? 신용정보 조회 이력
Personal information protection: You can check whether your credit information has been viewed without your consent.
Fraud Prevention: You can prevent credit information theft and respond quickly.
Credit Management: You can understand and improve your credit situation.
3. Credit inquiry history cleaning steps
3.1. Check history
Financial Supervisory Service Electronic Civil Service: Free inquiry once every 4 months
Visit to a financial institution: Visit the bank or financial institution with which you do business. 이베이스매뉴얼
Use of credit inquiry companies: NICE Rating Information, Korea Credit Information Service, etc. (fee incurred)
3.2. Check for abnormalities
Check the history of inquiries that you did not request
Check the inquiry history of unknown organizations or companies
Check details viewed intensively at short time intervals
3.3. problem solving
If there are no problems after checking for abnormalities: Nothing special to do
If there is a problem after checking for abnormalities: Report it to a credit inquiry company or the Financial Supervisory Service.
4. Tips for organizing your credit inquiry history
Check history regularly: It is recommended to check at least once every four months.
Check for abnormalities: Be careful about unfamiliar organizations, frequent inquiries, etc.
Respond quickly when problems arise: report and secure evidence
5. Additional information
6. Quiz!
When you lend money to a friend, how do you make sure that your friend repays the money?
Why is it important to organize your credit check history?
How to organize your credit inquiry history?
7. Discussion
Let’s discuss the importance of credit information with your friends.
What can we do to prevent credit information theft?
8. Cartoon
Let’s express information related to credit check history through cartoons.
9. Games
Let’s make a game that matches words and descriptions related to credit information.
10. Data organization
Organizing related organization contact information and website addresses
Summary of terms related to credit information