신한저축은행 사잇돌2 대출If so, I recommend the ‘Shinhan Savings Bank Saitdol 2 Loan’ that I will introduce today.
Anyone, even those with low credit scores and low credit, can receive a loan of up to 30 million won as long as they meet certain income standards.
Anyone can easily be approved for a loan from Shinhan Savings Bank, including those who already have a large loan compared to their income or those with low income, as well as self-employed individuals, as long as they can provide proof of current income.
Please refer to the information below to check the eligibility conditions, application method, and reviews.
One-line summary of Shinhan Savings Bank’s Saitdol 2 Loan
▼ Choose a loan product that’s right for you ▼
Shinhan Savings Bank’s Saitdol 2 loan product is a product that Shinhan Savings Bank, a second-tier financial institution, provides loans of up to 30 million won to low-income and low-credit borrowers.
Even people who have previously been rejected for loans from other banks and first-tier financial institutions can receive loans from Shinhan Savings Bank if they have a certain income and can prove that income.
This product can be approved even for people who already have a loan, so if you are using a high-interest loan, we recommend that you use this opportunity to switch to a mid- to low-interest loan to reduce the fixed cost of interest.
Anyone can apply quickly and easily for a Shinhan Savings Bank Saitdol 2 loan as long as they meet the two eligibility conditions.
The conditions will be explained in more detail below.
👇 Click here to apply for Saitdol 2 Loan 👇
The first condition is that a person can issue an insurance policy from Seoul Guarantee Insurance.
If there are no major credit problems, the relevant insurance policy can be issued, so most people can get it issued without difficulty.
For salary earners, you must have worked at your current job for more than 5 months and your annual income must be more than 12 million won.
In the case of a sole proprietorship, the business must continue for more than 4 months from the date of business registration and the annual income must be more than 6 million won.
If you are a pensioner, you must be receiving a pension for more than one month and your annual income must be more than 6 million won.
The loan limit for Shinhan Savings Bank’s Saitdol 2 loan ranges from a minimum of 1 million won to a maximum of 30 million won.
The loan interest rate ranges from a minimum of 9% per annum to a maximum of 17% per annum.
The loan period can be set from 1 year to a maximum of 5 years.
Loan limits and interest rates vary depending on an individual’s credit score and rating.
If you are curious about my exact limits and interest rates, check them out below.
👇 Check the limit and interest rate of Saitdol 2👇
To repay the Shinhan Savings Bank Saitdol 2 loan, you can choose between equal repayment of principal and equal repayment of principal and interest.
Among the methods of paying loan installment principal and interest based on the payment date applied for each month, differences in loan interest may occur because the principal and interest are different.
You can apply for the Shinhan Savings Bank Saitdol 2 loan quickly and easily non-face-to-face in just 1 minute on the Shinhan Savings Bank official website and app.
You can check the conditions and apply right now below.
👇 Go to Shinhan Savings Bank app 👇
Please check the required loan documents below.
If you prepare the documents in advance, you can easily apply for a loan non-face-to-face.
👇Issue of earned income withholding tax👇
👇Issuance of business income withholding tax👇
When you apply for a Shinhan Savings Bank Saitdol 2 loan, the loan screening may be rejected or rejected for the following reasons.
Please check if any of the information below applies to you.
Shinhan Savings Bank’s Saitdol 2 Loan is a good product to choose as an alternative if the loan review at another bank is rejected due to credit issues.
Below, we share reviews from real acquaintances.
Even though my credit rating was lowered due to debt from another bank, I passed the Shinhan Savings Bank Saitdol 2 loan screening without any problems and was approved for a loan of 12 million won.
We have compiled some frequently asked questions from those who use Shinhan Savings Bank’s Saitdol 2 Loan.
These are also the things I was curious about when I first heard about this product.
Check it out below!
A. Shinhan Savings Bank is a second-tier financial institution. This product is good for those who have been rejected for a loan because their credit score is lower than that of a first-tier financial institution.
A. There is no stamp duty or early repayment fee for the Shinhan Savings Bank Saitdol 2 loan. There are no costs to get the loan.
