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Shinhan Savings Bank’s new credit loan, a loan product for office workers, is one of the loan products that many office workers are looking for these days to ease their financial burden. Thanks to the variety of loan products, you can choose the one that suits your situation, and it is a product that office workers who need a loan in particular should consider at least once.
Shinhan Savings Bank’s new credit loan is mainly for office workers who have been employed for more than 3 months. Therefore, freelancers, housewives, daily workers, and business owners cannot apply, so please be aware of this.
The loan limit is from a minimum of 1 million won to a maximum of 20 million won. However, the loan limit may vary depending on each individual’s credit rating, so it is recommended to check your credit status before applying.
The loan interest rate ranges from a minimum of 11.9% to a maximum of 21.9% per annum. This may vary depending on your credit score, so it is important to increase your credit rating.
The repayment method for this loan product is the equal installment repayment method of principal and interest, and you pay a certain amount every month during the contract period. The loan term can be from a minimum of 1 year to a maximum of 5 years. The repayment schedule can be adjusted to suit your individual circumstances.
Shinhan Savings Bank’s innovative credit loan is a very useful financial product for office workers. There are various loan limits, terms, and repayment methods, and above all, if you are well aware of the precautions and prepare, you can enjoy greater benefits. It is important to use loans appropriately according to your financial status and goals.
There are also ways to increase your assets by using loans as part of financial management, so it would be good to choose wisely. Have a positive view of loans and use them correctly! If you need a loan, it would be a good idea to consider Shinhan Savings Bank’s innovative credit loan.
A1: The innovative credit loan is for office workers who have been employed for more than 3 months, and freelancers, housewives, daily workers, and business owners cannot apply.
A2: The loan limit is from a minimum of 1 million won to a maximum of 20 million won, and may vary depending on the individual’s credit rating. A3: The repayment method is equal installment repayment of principal and interest, and the loan period can be from a minimum of 1 year to a maximum of 5 years.
