신한저축은행 참신한대출 신청방법N League
Shinhan Savings Bank is a second-tier financial institution version of Shinhan Bank, offering a variety of loan products. Among them, the new loan is a loan product for office workers who have been employed for more than 5 months or who have an annual income of more than 20 million won. In this article, we will learn more about Shinhan Savings Bank’s new loan.
The new loan is for office workers who have been employed for more than 5 months and have an annual income of more than 20 million won. The credit score must be 590 or higher, and personal income verification must be possible. The loan amount can be from 1 million won to a maximum of 100 million won, and the loan interest rate is determined between 7.2% and 19.9% per annum.
The loan period can be up to 5 years, and the loan repayment is made in the form of equal principal and interest installment repayment. The early repayment fee is up to 1%, and there is no fee for regular early repayment compared to the loan amount. However, after 3 years, there is no early repayment fee. If the loan amount is over 50 million won, a stamp duty is imposed, and from over 50 million won to 100 million won, the customer and the savings bank each bear 50%. This is determined as 70,000 won, and the customer’s burden is 35,000 won.
If you want to apply for Shinhan Savings Bank’s new loan, you can easily apply on the Shinhan Savings Bank website. However, you should be aware that you may be disadvantaged or your loan may be rejected due to changes in your credit information when executing the loan (remittance). In addition, even if the loan repayment period is short, it can be extended, so you should make a good repayment plan and consider applying for a loan accordingly. In addition to the new loan, Shinhan Savings Bank also offers 9 niche loans that suit special situations. When comparing loan products, you should distinguish between savings banks, card companies, and capital. This is because each institution has different loan interest rates and loan conditions.
Shinhan Savings Bank’s innovative loan is a credit loan product for employees who have been employed for more than 5 months. The loan amount and loan conditions vary depending on the individual’s credit rating and income, and repayment is made in the form of equal principal and interest installment repayment. Since a stamp duty is incurred depending on the loan amount, you should consider this cost when applying for a loan. When applying for a loan, you can easily apply through Shinhan Savings Bank’s website. However, since there are situations where you may be disadvantaged in executing the loan, you should consider changes in your credit information, etc. when applying. It is important to make a loan repayment plan and decide on a loan considering your repayment ability. This concludes the information on Shinhan Savings Bank’s innovative loan product. We hope you will utilize it.
Shinhan Savings Bank
Apply for Shinhan Savings Bank’s innovative loan
Shinhan Savings Bank
