The bottom line is that Samsung Card / Shinhan Card / Lotte Card has a ‘new car card installment’ product, and if this is approved, it is currently the best new car financial product.
I’ve posted before,
Highly recommended new car installment, Samsung Card Direct Auto!
Why are you talking about Samsung Card all of a sudden? I don’t understand why this much benefit is possible in this day and age. (I have no interest in
* First of all, I would like to inform you that I received an advertisement fee or that this is not a sponsored post! If it is a car purchase installment product of Naedonnaesan Card, wouldn’t it be more disadvantageous than a bank?
By the way,
At a lower interest rate than loans in the first financial sector + Generous amount of 60 to 80 million won + No loans (no mortgage right) + No early repayment fees (it’s not a loan)…
These are great products. I’ve personally tried it too. 신한카드 자동차 카드할부
FYI… As of October 2022, the interest rate has risen a lot TT [tea, tea. Car] – In 2 months, interest rates on new car installments doubled! -New car installment finance, from banks to credit card companies, in 2 months, new car installment interest rates doubled! -Comprehensive summary of new car installment finance from banks to credit card companies Regarding car purchases, recent financial products have deteriorated rapidly. I check not only bank loan interest rates but also credit card company installment interest rates, but I was surprised to see interest rates rise so quickly. 이베이스매뉴얼
I compared all the installment products of various banks / card companies,
In my short knowledge, Samsung Card direct auto card installment (not auto installment) Shinhan Card Mica card installment,
Lotte Card Direct Auto Card installment product.
These days, the interest rate has risen so much that even if the credit score is high for office workers, it is a yard that comes out by 4-5%.
* For reference, other credit card companies such as Hana Card are loans differently from the above products, so there is a mortgage right and a prepayment fee.
Rising interest rates on loans! Do a good interest rate comparison.
The benchmark interest rate recently rose to 1.75%. 2022.05.30 – [財Tech] – The Bank of Korea raises the base rate! Relevant macroeconomic indicators in the investment crisis. 1.75%) Regarding macroeconomic indicators, I have posted before. macroeconomic papers
Looking at the installment period and interest rate,