In a situation where house prices, stocks, and coins are all fluctuating, worries are piling up for those who invest and make tech.
Since many people who have difficulty in stopping investment because the market is not good are looking for high-interest deposits and parking accounts, I would like to summarize today’s deposit information that may be helpful.
There are two types of deposits managed by the Welcome Savings Bank, the Welbang Mod Pay and WELCOM Employee Love Savings, which can receive interest rates up to 3% per year up to the limit of 5 million won and 50 million won. 웰뱅 모두페이 통장
All deposits and withdrawals are free and the maximum interest rate is the same, but the applicable limit is different depending on the conditions. 이베이스매뉴얼
Of course, there may be reluctance to be a savings bank, but the 2nd financial sector holds a lot of provisions, is stable, and can also receive depositor protection.
* This article is for the purpose of simple information delivery, and as the current interest rate fluctuates greatly, please check the relevant website or bank in case of direct use.
1. WELCOM Employee Love Ordinary Deposit
WELCOM Employee Love Ordinary Deposit is an exclusive product for office workers to use as their main account and to apply preferential rates according to conditions.
* If you already have WELCOM PLUS, WELCOM non-face-to-face ordinary deposits, you can convert to the above products
A lot of women are joining, especially 30-40 generations of deposits.
Eligibility: Individuals 19 years of age or older (one account per person)
Subscription period: no limit
Payment amount: No limit (however, preferential rates do not apply when the deposit balance is 50 million won or more), free deposit and withdrawal
Interest payment method: Settlement on the business day immediately preceding the third Saturday of every month and paid the next day (additional to the principal)
contract rate
Basic interest rate: 1.5% per annum (variable rate)
Preferred interest rate: up to 1.5% per year (if all three conditions are met)
1) In case of salary transfer of 1 million won or more (0.5%)
2) If there is at least one CMS or Giro automatic payment by linking this deposit in the current month (0.5%)
3) If you agree to the collection and use of personal information for the current month and use of membership subscription (0.5%)
* Note: For the deposit balance of more than KRW 50 million, the preferential interest rate for conditions 1 and 2 is not applied (only the preferential rate of 0.5% for condition 3 is applied)
other things
1) New subscriptions available only through branches and mobile
2) Non-taxable subscription for new openings through mobile banking
3) Deposit Insurance Corporation protected financial products