Term deposit rates are also available in special editions and change from time to time, so you need to search each time.
Today, we will learn how to find a term deposit with a high interest rate!
Loan interest rates are high, but why are deposits and savings accounts so low… Why not raise them.. Please raise them..🙏
The easiest way to compare interest rates on term deposits is through Naver search.
Let’s search for term deposit in the Naver green window.
1. Go to Naver Term Deposit Rate Comparison 👉
It comes out neatly organized. 정기예금 금리비교
Since the interest rate on time deposits is higher at savings banks, we will choose a ‘savings bank’.
A few deposits come out. It seems to be up to 3%. 좋은뉴스
You have to go in first to be sure. There may be preferential conditions, or there may be a limit on the amount.
Interest rates may have changed in the past.
We will check other sites as well.
2. Go to the comparison of term deposit rates on the Moneta site👉
This is my favorite Moneta site.
Credit unions, savings banks, and commercial banks are arranged in the order of interest rates.
Most of the high interest rates are credit unions.
Can credit unions also protect depositors?
The credit union’s investment account is not protected by depositors; otherwise, depositors are protected.
It’s a little different from depositor protection as we know it.
Credit unions protect their depositors through a depositor protection fund at the National Credit Union. It is also protected up to 5 million won.
👉 Check the details of the credit union’s depositor protection system
OO Credit unions These credit unions with different names are independent corporations. Each of them is guaranteed 5 million won. However, be sure to check again before signing up!
Would you like to learn more about the credit union’s depositor protection system?
Q1. Credit unions do not protect depositors? Credit unions comply with the Credit Union Act to safely protect customers’ valuable deposits…
blog.naver.com
Let’s select Deungchon Credit Cooperative in the second place in the search.
👉 Deungchon Credit Union Regular Reservation 1 Year Special Edition Details
If you click on the link, you will find more details.
This product has been subscribed since November 9, and the interest rate applied when joining Onbank is 2.7%.
You can also sign up for credit union Onbank on the Deungchon Credit Union blog.
Since it is 2.4% at the window, it is advantageous to sign up through mobile.
Credit union products are almost the same as the subscription method.
3. Term Deposit Rate Comparison YouTube Search
YouTube also has a YouTube channel that informs you of special products from time to time.
This is a channel I go to often.
👉 Safe Mom’s YouTube Channel
👉 Recent Banwol Credit Union Special Edition Term Deposit
Looking at the recently uploaded video, it says about the new contract deposit.
If you look at the Moneta search, the 7th Banwol Credit Union product is also found.
It’s good because it tells you how to sign up in detail. If you are using the credit union term deposit for the first time, be sure to watch YouTube and follow along. Much easier.
Term deposit interest rate comparison search method summary
– I first sign up by referring to the Moneta site -> YouTube.
Even though the credit union I want to join is different from YouTube, the method is the same, so it is easy to refer to and join.
Most of the time deposit special editions are credit unions, so if you sign up for credit union Onbank, you will be able to follow along easily.
– Products are different for each credit union, so be sure to check the credit union!
And when you create a bankbook, you can create it again after a certain period of time, so be sure to keep this in mind!