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Low-credit and low-income people who used policy microfinance products can improve their debt or credit rating.
Support to settle into the banking industry
Expand financial product options for underprivileged people who are excluded from credit card benefits.
Support new use of credit cards to lead to healthy consumption
Alleviating financial difficulties for job seekers and those new to society, supporting them to focus on employment activities and settle into institutional finance
Support to improve financial accessibility and ease interest rate burden through guaranteed loans for low-income and low-credit workers who have difficulty accessing institutional finance
microfinance
banking products
A 100% guaranteed high-interest alternative product from the National Happiness Fund for low-income and low-credit people who inevitably use high-interest loans such as loan companies.
A high-interest alternative product 100% guaranteed by the Korea Inclusive Finance Agency for customers who have difficulty using Sunshine Loan 15 due to past delinquent payments and inevitably take out high-interest loans such as illegal private financing.
A policy product for the recovery of customers who find it difficult to use even the loan business and inevitably resort to illegal private financing.
Support savings incentives to encourage savings among young people and form long-term and stable asset management behavior
Support asset formation to lay the foundation for economic independence for the common people (microfinance and debt adjustment patients)
Tax-free benefits and government contributions are provided to support young people’s mid- to long-term asset formation.
Copyright Since 2016 Korea Inclusive Finance Agency.
All Rights Reserved.
Nationally recognized certification body (ISMS): Financial Security Institute
[Certification Scope] Public service operation (web, mobile)
[Validity period] 2022.02.23. ~ 2025.02.22.
