50% off Starbucks
KB Youth Road Talk Talk Card
Last time I posted about credit cards.
What card do you use the most?
There was a time when it was called KB Youth Boulevard Talk Talk Card. 청춘대로 톡톡카드
I’ve been using it for about half a year now.
KB Kookmin Card for 20 to 30 generations
It is also a product made as a target, 이베이스매뉴얼
It is a card that is quite in the rankings in Card Gorilla.
I will try to post a little more detail.
KB Youth Avenue Talk Talk Card Annual Fee
First, a plastic card type that can be carried in real life and
There is a mobile type card
(I use pay more often than with real cards these days.)
I don’t think the mobile card will be too bad 🤔)
1. Domestic only (JCB type)
You can think of the JCB type for domestic use only.
It does not mean that it cannot be used abroad.
It can be used at JCB overseas affiliates.
(JCB is a brand like Visa or Mastercard)
It’s definitely cheaper to make a card.
The mobile type has lower annual fee than the physical card.
2. Domestic and foreign use – MasterCard
As with all cards
The annual fee for overseas use is higher than that for domestic use, but
The annual fee is low compared to other credit cards.
(12,000 won per year based on physical cards for overseas use)
I am using it as a plastic physical card,
✨✨The first annual fee is from Kookmin Card
May be exempted as an event
(However, there is no condition for exempting the annual fee based on usage performance)
Summary of major benefits
There are four main benefits:
As a burger fanatic hahahahahaha
Fast food discounts and simple payment discounts are often used.
Starbucks has a high discount rate.
I usually use my Starbucks card.
I don’t use it as often as I thought 🥺
1. Starbucks 50% discount
Great service
All services of KB Youth Road Talk Talk Card are
✨Benefits are provided when spending more than 30,000 won in the previous month✨
Starbucks offers discounts up to 10,000 won per month,
The amount of purchase of gift certificates and the amount of use of the building rental store
Excluded from discount!
There is no minimum requirement
A glass of Americano is also 50% off at the time of request.
2. 20% discount for burger/fast food industry
Enjoy service
Burgers and fast food businesses
Discount is limited to KRW 5,000 per month, and there is no minimum requirement for this.
However, there is no discount if you pay for Lotteria at Baemin!
(If you order from Baemin, the franchisee will be caught as Baemin)
*** Discounts are available for on-site payment
3. 10% billing discount for simple payment industry
Check service
In addition, a pay discount is available within the monthly discount limit of KRW 5,000.
I’m an iPhone user, so Samsung Pay doesn’t work😭
Discounts are available through Kakao Pay or Naver Pay.
4. Public Transportation Taxi Mobile Communication Fee
10% billing discount
Basic service
Public transportation, taxi, mobile communication map
Discount up to 5,000 won per month
Precautions and cautions
Precautions and cautions felt during personal use
1. Benefits provided when the amount used in the previous month is 300,000 won or more
(Amount used from the 1st to the end of the month regardless of the billing time of the previous month)
* However, from the first card use registration date
Benefits are provided even if there is no performance until the end of the next month
If I registered to use the card on December 15, 20
The benefit is available until January 31st of next year.
However, in order to maintain the benefits in February
Don’t miss it in January, you have to fill 300,000 won
2. ✨ Most fatally, the previous month’s performance
Discounted sales are not included hahahahahahahahahahahahahahahahahaha
So the magic that ends up spending more money…
This card is quite difficult to fill in performance.
+ In addition to this, like most credit cards
Payment of various taxes and purchase of gift certificates are not included in the performance.
3. When the discounted amount is canceled
Because cancellation slips are not purchased in real time,
When the discount limit is reached, the limit is not restored
Sales generated cannot be discounted
* I use Kakao Pay
In a situation where the monthly limit of 5,000 won has been used up,
Cancel a purchase with a discount
I immediately repurchased the cancellation slip without purchasing it.
You cannot get a discount for repurchased items🥺
✨ Definitely for people in their 20s and 30s
It is composed of worthy benefits, but
If used as a subcard,
I have to keep an eye on the previous month’s performance.
It is a card that I wonder if I will be able to see all the benefits 😳
+++ Consumption may increase like me to fill the benefits!
#kb Youth Road Talk Talk Card
#I made it myself and tried it
These days, I am very interested in various financial techniques. Another way to save money is to save money. And I think one of the best ways to save is to choose a credit card with good benefits. So today, I have prepared to introduce you to a credit card with such good benefits.
The card I’m going to introduce today is a credit card that is recommended by many people in their 20s and 30s.
KB Kookmin Youth Avenue Toktok card.
KB Kookmin Youth Avenue Talk Talk Card
It has been steadily loved by people in their 20s to 30s with various discount benefits, and although it has been out for a long time, it is a card that continues to be at the top of the card rankings. This credit card is popular with office workers, beginners in society, and college students.
Data source < KB Kookmin Card >
< Card Design >
Benefits are important when choosing a card these days, but many people also care about design. There are a total of 5 designs of the KB Kookmin Youth Avenue Tok Tok Card. In addition to the basic design, you can select one of five types: Redmon, Bigmon, Birdmon, and Yellowmon.
< Annual fee >
The annual fee is also important when choosing a credit card. The annual fee of KB Kookmin Youth Avenue Tok Tok Card is first divided into mobile exclusive and plastic. And it is divided into domestic use or both domestic and international use, respectively.
mobile sole
4,000 won for domestic use
6,000 won for domestic and overseas use
plastic
10,000 won for domestic use
12,000 won for domestic and overseas use
<KB Kookmin Youth Avenue Talk Talk Card Benefits>
There are four main benefits.
Starbucks
Burger/Fast Food Shop
Easy payment (Pay)
Public transportation/taxi/mobile communication
※ All benefits are available only when the previous month’s usage record is 300,000 won.
Great service
Starbucks 50% off billing offer.
It is a card with a large Starbucks discount that is called the Starbucks Card.
Discounts up to a monthly limit of KRW 10,000 are provided.
※ However, discount benefits are not provided when purchasing gift cards or gift certificates.
Enjoy service
20% off billing at burger and fast food outlets.
Representative burger brands such as McDonald’s, Lotteria, Burger King, etc.
Discounts are offered up to a maximum of KRW 5,000 per month.
Check service
10% discount provided by PAY payment, which is a simple payment method.
Offer discounts up to a maximum of KRW 5,000 per month.
What should be noted here is that the Check service can offer discounts in conjunction with other benefits.
example)
When you pay 10,000 at Starbucks
Great service ( 50% discount ) = 5,000 won discount
Check service ( 10% discount ) = 1,000 won discount
Total KRW 6,000 discount applied
Basic service
A 10% discount on public transportation, taxi, and mobile communication charges is provided.
Combined, discounts up to a maximum of 5,000 won per month are provided
A discount is provided to telecommunication companies when the mobile communication fee is automatically paid for SKT, KT, and LG U+, and combined products such as Internet and IPTV, and thrift phones are excluded from the service.
In the public transportation area, the use of intercity and express buses is excluded from the discount benefits.
KB Kookmin Youth Avenue Talk Talk Card
Notice
Apply discount (accumulate) service
Discount service by business type can be provided only when the affiliated store is registered as a discount target KB Kookmin Card affiliated business type code.
Discounts and accumulation are not applicable for payment through Internet companies and affiliate stores in hotels, department stores, large marts, railway stations, and outlet stores.
Sales excluding discount (accrued) service
Sales, excluding discounts and accumulation services, are interest-free installment payments, short-term card loans (cash service), long-term card loans (card loans), local taxes, government subsidies, university (graduate school) tuition, various fees and interest, late fees, annual fees, gift certificates and advance payments Card purchase and recharge amount, cancellation amount, etc.
Looking at the benefits, I can see why it is consistently popular with beginners, many office workers, and everyone in their 20s and 30s.
Today, I learned about the Tok Tok Card as KB National Youth Day. It seems that the more you are interested in financial technology, the more you realize that you can save money and receive benefits in a variety of fields. We will try our best to introduce you to better content in the future. hehe