카카오뱅크 비상금대출 조건Kakao Bank emergency fund loan is a small minus loan launched by Kakao that can be used usefully. It is a loan that can be used usefully when you need urgent money in various situations, such as when you do not have cash, when you need money before receiving your salary, and the limit is up to 3 million won. If used well, it can also help manage your credit rating, so if you need it, please check the conditions below before applying for and receiving an emergency fund loan.
▶ Kakao Bank emergency fund loan application
Kakao Bank-Emergency Loan
Regardless of job or income, customers who meet all of the criteria below are eligible for Kakao Bank Emergency Loan.
Kakao Bank’s emergency fund loan limit is from a minimum of 500,000 won to a maximum of 3 million won.
The Kakao Bank emergency fund loan period is one year, and if you want to apply for an extension before the loan maturity, you can apply for an extension by one year depending on the screening result. Please note that you must apply for an extension before the expiration date.
Please note that interest rates vary slightly. Currently, the lowest interest rate of Kakao Bank is 4.43% per annum.
Kakao Bank’s emergency fund loan is a loan product that has the advantage of being less financially burdensome and helping you manage your credit rating if you use it well. The application process is also simple. The time required to receive a loan has been shortened from 30 seconds to 3 minutes, so please apply as follows.
▶ Kakao Bank emergency fund loan application
① Access the Kakao Bank website or application.
② Click Emergency Loan.
③ Click Authenticate and agree.
④ Check the loan availability.
⑤ If you have a deposit and withdrawal bankbook, your emergency fund will be charged immediately. If you do not have a bankbook, you will receive the emergency fund amount after opening a new account.
⑥ When the loan is completed, you can use 3 million won right away.
Since the Kakao Bank emergency fund loan is a credit loan, the loan may be rejected depending on the customer’s credit information.
You can freely withdraw and use as much as you need within the limit of 3 million won, and it is very convenient because you only have to pay interest on the amount used. While expanding the loan policy for low and medium-credit borrowers, more and more people are using Kakao Bank’s emergency fund loans.
