In addition to Kakao Bank, K-Bank also has a check card that can receive a mix of non-performing and performance benefits.
This is a K-Bank Plus check card.
This is a card I found while looking for a non-performing check card. 케이뱅크 플러스 체크카드
K-Bank Plus Check Card
First of all, to get a K-Bank Plus check card, you must be using K-Bank.
Products and benefits at the bottom of K-Bank – If you go to Card, there is a Plus Check Card.
First of all, the basic thing to know is that the Plus Check Card is a mobile card. 이베이스매뉴얼
It is issued through mobile and can be used by registering with Samsung Pay or Kakao Pay.
It seems that you need to get a physical card to use the postpaid transportation card.
First of all, the benefits that are basically provided in the Plus check card
This is a 0.3% cash back benefit for all domestic and foreign merchants.
Cash back benefits are possible without any usage performance conditions or cash back limit, and it is said that less than 1 won will be truncated.
In addition, the cash back payment is deposited into the payment account once a day, and among the amount used, the amount paid for college tuition, apartment management fee, gift certificate and gift card, various fees, interest, taxes and utilities, social insurance, and transportation card usage are excluded from cash back. So, I think you should use it as a reference.
In addition to these non-performance benefits, there is a special cashback benefit that requires the previous month’s performance.
A special cashback benefit of 10,000 won is provided when the monthly performance is over 300,000 won per month, and 20,000 won when the monthly performance is over 500,000 won.
The special cashback benefit is applied as shown below.
Mobile Shopping – Coupang, Gmarket, Auction
Online Video (OTT) – Netflix, YouTube Premium
Delivery App Service – People of Delivery, Yogiyo
Entertainment – Genie Music, Naver Plus Membership
App Store – Google Play Store, Apple App Store
In this way, when a new card is issued, a limit of KRW 10,000 is provided without any conditions of use in the registration month of card use.
In the following month, if the previous month’s performance is more than 500,000 won, the benefit limit is 20,000 won, and if it is less than 500,000 won, the benefit limit is 10,000 won.
Also, there are fields that are excluded from the previous month’s performance, so you should check and use them.
This is how I found out about the K-Bank ineffective check card.
In my opinion, non-performing check cards usually have a 0.2% cash back or accumulation rate.
If it is 0.3%, I think it is quite a small accumulation rate.
Also, if you use it a lot in the field of special cashback benefits
3% special cashback benefit up to 10,000 won per month when the previous month’s performance is 300,000 won or more.
As a secondary card, there is a certain amount of usage in the area where special cashback benefits are applied.
If the amount used by the debit card is irregular and does not exceed 300,000 won per month,
Rather, I thought it was not bad to get it issued and try it.
(This is my personal opinion.)
If you are looking for a non-performing check card, check out various cards.
I hope you get a good debit card that is perfect for you!!