These days, at various gatherings, many people use a meeting passbook when they want to manage their financial problems more conveniently and transparently. In line with the needs of these users, following Kakao Bank, Toss Bank also launched a new meeting passbook product. The Toss meeting bankbook, which appeared as a new concept meeting bankbook that supplemented the shortcomings of existing meeting bankbooks, has exceeded 120,000 subscribers. We will tell you about the differences between Toss Bank and existing meeting accounts, benefits, and opening methods.
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What is a meeting passbook? 토스 모임통장 만들기
Differences from existing meeting passbooks
1. Common meeting room
2. High interest
3. Notification service
Benefits of the Toss Bank meeting passbook
1. Payment of meeting support funds
2. Cashback benefits (2023.2.1 ~ 2023.6.30)
3. Linking other bank accounts
Open a Toss meeting account 비지니스헬퍼
What is a meeting passbook?
A meeting passbook is a passbook in which two or more people gather to collect, use, and manage money. If meeting members use the meeting passbook together, financial transaction details can be easily checked through notifications, so they can be managed transparently. It also makes it easier for several people to regularly and steadily accumulate a large amount of money to achieve a goal.
Differences from existing meeting passbooks
The existing Kakao Bank meeting passbook only allowed withdrawals from the meeting room, so people other than the meeting room could not process withdrawals. So, when the meeting venue was absent or the meeting venue had to be changed, the operation of the meeting bankbook was inconvenient, so the bankbook was mainly used for savings. On the other hand, with the Tossbank meeting bankbook, if members other than the meeting room go through a certain authentication process, they can withdraw and pay like the meeting room, so they can use the meeting bankbook freely and in various ways.
1. Common meeting room
With the Tossbank Gathering Bankbook, it is possible for members participating in the Gathering Bankbook to collect and pay money together. However, not all meeting members can make payments, and only general meeting rooms that have gone through the real-name verification process can issue meeting cards, pay, and transfer money. (Cards cannot be issued for general meeting members) It is convenient because the authorized meeting members can pay without having to bring a card to the meeting room when collecting money together in the meeting bankbook and making payment.
Payment details for meeting venues and joint gatherings are shared with all other meeting members, and income deduction can now be received in the name of the person who wrote the personal income deduction card in the meeting bankbook at the end of the year settlement.
2. High interest
Existing meeting bankbooks have no or very low interest, but Tosbank meeting bankbook pays high interest just by putting money in the bankbook. The interest on the Toss bankbook is 2.3% per annum before tax on the balance of the bankbook. In Case of Kakao Bank, it corresponds to a very high interest compared to providing only 0.1 % level interest rate. Interest is calculated by adding up the interest calculated every day from the 1st of each month to the end of each month.
3. Notification service
The Toss Bank Gathering Bankbook eliminates the limit on the number of gatherings, making it possible for small gatherings and large-scale gatherings, and provides a notification service in anticipation that management will become difficult and complicated, such as all meeting members having invitation rights. In Tossbank, every time a membership fee is paid, all meeting members receive payment details and an automatic notification function goes to members who have not paid dues, reducing the trouble of the meeting room while increasing the participation of meeting members, which will further activate the meeting account. made it possible.
Benefits of the Toss Bank meeting passbook
1. Payment of meeting support funds
We are holding a ‘meeting support fund’ event that gives up to 10,000 won per person who joins the Tossbank meeting account. Up to 10,000 won of meeting support is randomly given to members who open invitations and sign up. As the number of members increases, the support fund increases and is directly deposited into your bank account. The meeting support fund event will be held until the end of March this year, so if you need it, please hurry up to sign up.
2. Cashback benefits (2023.2.1 ~ 2023.6.30)
Opening a Toss Bank meeting account
Opening a Toss Bank meeting account
Opening a Toss Bank meeting account
You can receive a cashback of 100 won when paying less than 10,000 won per transaction at designated locations and 500 won when paying more than 10,000 won per transaction. Cashback is provided immediately upon payment.
E-Mart, E-Mart Traders, Nonghyup Hanaro Mart
Karaoke room, bowling alley, golf course, driving range, billiard room, PC room
During dinner from 7:00 PM to 12:00 PM at all restaurants and pubs
3. Linking other bank accounts
You can freely bring balances from other bank accounts registered with Toss Bank to your meeting bankbook.
Open a Toss meeting account
What you need to be aware of when opening a Toss bankbook is that the meeting place where you open the bankbook cannot be changed, and if you want to change it, you must completely cancel the meeting bankbook and open a new one, so choose the meeting place carefully. Also, please note that if you open a meeting as a meeting venue, there is a limit on opening multiple accounts for a short period of time, so you can only open a new bank account after 20 business days.
Open a Toss meeting account↗
1. Click the button above to enter Toss Bank. Click Toss Bank at the top of the Toss Bank home page > Enter your password and log in, then click ‘Find Product’ > Click ‘Gathering Bankbook’ to use together in your bankbook > Click Create a meeting bankbook. All you need to prepare is your ID card or mobile driver’s license. After verification is complete, an account will be opened.
2. When the account is opened, the meeting support fund is paid randomly, and you can invite the meeting member. In the case of a meeting place, if you enter the account you opened, you can issue a card right away by creating a meeting card.
3. If you want to be invited as a meeting member and become a ‘joint meeting room’ with payment rights, you must obtain consent from the meeting room and existing meeting members, withdrawal rights, and go through identity verification. If you receive withdrawal permission, you can issue a card, and you can pay and withdraw with the issued card.
So far, we have told you about opening a Tossbank meeting account. I use the Toss Bank meeting account as a couple account, and when I have extra income or pocket money other than my salary, I put it in the Toss account and it is very useful for investing or withdrawing money individually when I need a lump sum. Personally, I think it is a convenient bankbook to use for each purpose and recommend it.