hi^^
I’m Purmi, who teaches you today’s economic know-how.
I’d like to find out about installment savings and recommend it to find out about installment savings
I wanted to find out.
Actually, I…
I didn’t think about this at all when I was in my 20s.
(Saving? What’s that?) A life that only lives once. )
© Felipepelaquim, source Unsplash
Now that I’m in my 30s,
Ah, why did you do that? I had a lot of regrets.
Living alone, it’s a waste of money I spend every month.
Once you go outside, it becomes an empty pocket
Most of all, when a child is sick, he or she is hospitalized.
In the case of a large sum of money being spent on vehicle maintenance,
Extra money is a must.
unrealistic old days
I reflect on myself Sobbing
I used to be like that
I think it would be good to prepare it in advance.
Why do you have to save?
So that I can be more
I’ll organize it for sure!
Even if it’s a small amount,
You have to save, and you have to be sure of your motivation
I think installment savings can also be maintained.
We must have extra money to prepare for the future!
Let’s find out about life in your 20s
What is life like in your 20s?
I go to school
Those who entered society early,
And for those who are in the military,
There are three big ones
I’m going to organize it into big categories!
1. Installment savings recommended for students
Suddenly, I remembered my college life.
In the beginning, I lived with pocket money
The money I spent was limited.
I often meet my friends… (drinks, gatherings, etc.)
I spend only a limited amount of money, but my spending is increasing…
As you enter the upper grades, part-time jobs and school life
I did it in parallel. I didn’t have enough money…
So you can freely put in small amounts
I looked into it based on my savings account ^^
You can freely put it in small amounts
Some products can be used in bank apps,
There’s an additional interest rate for the first transaction^^
So I think it’s really good for those who are starting to save money for the first time
2. Installment savings recommended for office workers in their 20s
Second, for those who are working,
From the beginning to the stable position
It’s not that big and you can save it at an appropriate amount
I looked it up by product ^^
For those who work,
I need a card, a bank app, and a payroll account.
I looked into the benefits of using it like that.
3. Installment savings for Korean soldiers
Third, installment savings products for soldiers
I gathered them together.
In the case of soldiers’ reserve fund for soldiers,
It’s usually the case for all people in the military.
In case of military installment savings,
The price is generally high
There’s another preferential interest rate in the payroll account.
There’s always one for each bank.
The basic interest rate is also slightly higher.
I think it’s because there are restrictions on life
I’ll think about it.
My old friend in the army said,
I can’t even go out, so I’m going to save money…”
Now I understand why there are so many products for soldiers.
© Sonjalangford, from Unsplash
So, what do you think?
to save steadily at a light price
There’s nothing like installment savings to develop a lifestyle, right?
The beginning is half the battle. Why did I just walk by?
But…
I’m going to save money.
How much money is reasonable?
I’m sure you all thought about it.
So on average, how do you save money?
I looked into it once.
There’s a whole lot of difference in the amount you save
If you’re a student,
It’s less than 300,000 won and short for 6 months
I tend to save money as a prize
If you’re an office worker,
They say they save 30% of their salary.
If your salary is 1.8 million won, it’s 180 x 0.3 = 540,000 won.
in the case of a soldier
Unless you’re an executive, your salary is small
10,000 won and 20,000 won for each bank’s different installment savings products
They save money in a diversified way.
(It’s only the average case.)
Then, when you save money,
Let’s summarize what we’re going to do!
to determine which situation you belong to in your 20s
I set the amount that I don’t feel burdened with
I compare products according to my standards
(Check if additional preferential interest rate products are applicable)
For those who are new to installment savings,
Please keep that in mind
Please attach the posting below in advance.^
How should I choose to compare interest rates on installment savings?
Hello ^^ I’m Purmi, who teaches you today’s economic know-how. It’s the beginning of a contingency fund or a large sum of money!
m.blog.naver.com
Maybe a small beginning is
It could be tomorrow’s future, right?
Please refer to it and make a good choice!
20대 적금 추천
That was Pureumi. ^-^