토스뱅크 모임카드 Kakao Bank vs. Toss Bank Should I change my bank account?

In order to sign up for a commercial bank account, you have to go through complicated procedures such as visiting the bank to open an account, issuing a public certificate, and signing up for exclusive products. On the other hand, the meeting bankbooks of Kakao Bank and Toss Bank are popular because there is a difference in that they can be easily joined non-face-to-face. It is emerging as an opponent. In addition, the members of the Toss Bank meeting bankbook are divided into three categories: the meeting room, the joint meeting room, and the meeting member. Transactions exceeding 1 million won require the consent of all members of the joint meeting room. In addition, a meeting member refers to a meeting member who can inquire information such as transaction history and balance of the meeting bankbook, and can be recruited indefinitely. In the case of Toss Bank, it has many advantages as it released a meeting bankbook after much consideration, so it is emerging as an opponent of Kakao Bank’s meeting bankbook, but there are areas to be improved, so when choosing a meeting bankbook, be sure to compare the product information of Kakao Bank and Toss Bank before the meeting. Please choose a more advantageous meeting passbook. So, in this post, I will talk about the Toss Bank meeting passbook card, invitation, and interest.

Toss Bank meeting passbook 토스뱅크 모임카드

토스뱅크 모임카드
Source: Toss Bank

Gathering passbook refers to a service that allows members to check deposit and withdrawal details in real time without the need for the owner to share the membership fee status. In February, Toss Bank’s Gathering Bankbook was released. Also, the meeting bankbooks of Kakao Bank and Toss Bank show a slight difference. In the case of Kakao Bank, there is a tendency to increase customer convenience and retain existing customers by adding living expenses management and membership fee management functions to the meeting bankbook. Through a device called a common meeting room, several people have the right to make payments and withdrawals at the same time, and a meeting member who has obtained the consent of the meeting head and completed the real-name verification process can become a common meeting room. In addition, a joint meeting room can also issue a meeting card in your name, but in the case of Kakao Bank, there is a difference between one meeting room and the number of meeting members limited to 100 people. 이베이스매뉴얼

Tossbank meeting bankbook interest

Source: Toss Bank

The Tossbank meeting bankbook provides an annual interest rate of 2.2%. The same interest rate as the deposit and withdrawal bankbook of the Tossbank is provided in the meeting bankbook. There is not much difference from a bankbook, but there is a difference that you can receive 2.6% interest when connected to Kakao Bank’s Safebox. In addition, the Toss Bank Gathering Account can benefit from interest rates just by putting it in the Gathering Account without having to move funds to a separate account like a parking account.

Invitation to Tossbank meeting bankbook