Limit limit accounts are a system introduced to prevent damage from cannon accounts and voice pings, and limit the amount of money used in internet mobile banking and ATMs.국민은행 한도제한계좌 해제
Although it is a system created with good intentions, it is pointed out that it is inconvenient because a large amount of supporting documents are required to close a limited account. This time, the public will learn about how to cancel a limited account.
Kookmin Bank limited account
A limit account is an account opened when it is impossible to open a regular account because objective supporting documents for the purpose of the financial transaction are not submitted when creating a non-demand account with free deposits and withdrawals. Withdrawal and transfer amounts are limited.
For Kookmin Bank limit-limited accounts, the daily withdrawal limit at the counter is limited to 1 million won, the daily check card ATM withdrawal and transfer limit is limited to 300,000 won each, and internet banking is also limited to 300,000 won.
If the account is used for light purposes, it can be used without lifting the limit limit account, but if you want to move large amounts of money or use it as an injection account, it is recommended to lift the limit limit.
Window: 1 million won
ATM: 300,000 won each
Internet banking/phone banking/smart banking: 300,000 won
Automated device bank account withdrawal, non-media withdrawal: registration not possible
Kookmin Bank account limit limit release
At Kookmin Bank, if the conditions for a limited account are met, you can apply for cancellation of a limited account using the app non-face-to-face. The criteria for lifting non-face-to-face limit restrictions are as follows.
Criteria for canceling non-face-to-face limit accounts
If one or more of the conditions below are met, you can cancel it non-face-to-face.
KB Star Club VVIP, VIP, Grand level (bank’s own level)
Salary transfer of more than 1.5 million won for 3 consecutive months (However, corporate internet banking based on National Treasury, Giro, CMS, salary pre-date, Topline, and Kookmin Bank salary contract)
Pension receipt of more than 500,000 won for three consecutive months
Stock trading more than a certain number of times using KB able Plus account
If you meet the conditions for canceling a limit account, access the KB Star Banking app on your cell phone. Select View all accounts. Click on the menu on the right side of the account to indicate a limited account. Apply to lift the limit.