햇살론카드 신청방법Are you looking for the conditions for issuing the Sunshine Loan Card and how to apply?
The Sunshine Loan Card is a credit card from the Korea Small Business Finance Agency for those who have difficulty getting a credit card.
In this article, we will quickly and easily inform you about the Sunshine Loan Card cashing, installment payments, and benefits.
Please check it out right below.
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The Sunshine Loan Card is a credit card product supported by the Korea Small Business Finance Agency.
It is a credit card that provides a usage limit for those with low credit who have difficulty getting a credit card from a card company.
In this way, the Sunshine Loan Card can be used for up to 5 years, and can be issued by 7 card companies.
If you have been inconvenienced by not being able to get a credit card, try getting a Sunshine Loan Card.
Next, let’s look at the conditions for the Sunshine Loan Card.
There are 3 conditions for the Sunshine Loan Card as follows.
In this way, those with low credit scores in the bottom 20% or less can get a Sunshine Loan Card, and the annual income is 6 million won or more.
You can check the required training for the Sunshine Loan Card on the Korea Small Business Finance Agency’s Financial Education Portal website. Next, let’s learn about the Sunshine Loan Card limit.
The basic Sunshine Loan Card limit is 2 million won, and the limit can be increased up to 3 million won.
The conditions for increasing the Sunshine Loan Card limit are as follows.
If you have used the Sunshine Loan Card for more than 1 year and have no delinquent payments, the limit can be increased up to 3 million won.
To increase the limit, you must first go through a limit increase review on the Small and Medium Business Finance Promotion Agency app.
After accessing the Small and Medium Business Finance Promotion Agency app and applying for a limit increase review, you can apply through the card company after the approval result is received.
Please refer to the video below for detailed information on how to increase the Sunshine Loan Card limit.
Next, let’s learn about the benefits of the Sunshine Loan Card.
The benefits of the Sunshine Loan Card vary by card company, and you can refer to the table below.
As such, the benefits of the Sunshine Loan Card are different for each card company.
There are various benefits, such as online businesses, discounts at affiliated stores, and discounts at hospitals.
We recommend that you choose a card company based on where you frequently use the card.
Next, let’s learn about the method of issuing the Sunshine Loan Card. To issue a Sunshine Loan Card, you must first apply for a guarantee through the Small Business Finance Promotion Agency app.
After applying for a Sunshine Loan Card guarantee at the Small Business Finance Promotion Agency, please have the card company issue the card.
You can download the Small Business Finance Promotion Agency app below.
Please apply for a Sunshine Loan Card guarantee right now.
Next, let’s learn about Sunshine Loan Card cashing and installment payments.
Many of you are curious about how to cash out a Sunshine Loan Card or installment payments.
To conclude, Sunshine Loan Card cashing is not possible.
The following are restrictions when using a Sunshine Loan Card.
As such, Sunshine Loan Cards cannot be used in the entertainment industry, cash services, or card loans.
Please note that Sunshine Loan Card installment payments are possible for up to 6 months.
We have looked into the conditions for issuing a Sunshine Loan Card and how to apply for it in detail.
Sunshine Loan Card is a government-supported credit card for those with low credit scores who have difficulty getting a credit card.
If you increase the limit from the basic limit of 2 million won, you can use up to 3 million won per month. If you need a Sunshine Loan card, please apply now through the Small Business Finance Promotion Agency app.
Learn more about Sunshine Loan
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