카카오뱅크 직장인 신용대출The loan amount can be used immediately. It can be conveniently used through transfer, ATM withdrawal with check card, or online/offline payment.
Customers who meet all of the criteria below regardless of occupation or income
Minimum 500,000 won ~ Maximum 3 million won
1 year※ Extension application is required before loan maturity, and extension is possible in 1-year units depending on the review result
Maturity lump-sum repayment
None
Exempt
Available 365 days a year (from 06:00 to 23:30)
∙ Emergency loan: 4.810% ~ 15,000% per annum
(As of 2024.08.27)
∙ Medium credit emergency loan: 6.917% ~ 11.888% per annum
(As of 2024.08.27)
This product is a loan product, and if there is an unpaid amount as of the monthly interest payment date, the following late payment interest is incurred. Compliance Officer Sim Ui-pil 24-0084 (2024.01.25.~2025.01.24.)