You’re nervous about transferring the deposit, aren’t you? There is a ‘jeonse guarantee insurance’ in case that happens. In particular, a lot of people look for hug jeonse guarantee insurance when they are concerned about the situation of tinned jeonse or reverse jeonse where they can’t get their jeonse back. Even if it’s a small amount, I recommend that you sign up for the ‘Hug jeonse guarantee insurance’ because you lend 100% of your jeonse funds to others. Today, we will learn more about how to apply, sign up, documents, and return procedures. HUG 전세보증보험 가입
Hug charter guarantee insurance depends on the qualifications of the applicant, so please consult for more information.
Hug What is Jeonse Guarantee Insurance?
After the lease contract is over, the lease deposit will be returned to the landlord. In this case, when the landlord (lessor) does not have the amount to return the lease deposit to the person (tenant), it is responsible for it.
Usually, when you move out, you need to get a new leasehold and send the rent from your old home to -> a new one. When the landlord legally says he doesn’t have any money, or when he asks you to cut his stomach… the problem becomes bigger. In this case, you can use Hug Guarantee Insurance. 
How to apply for Hug Chonse Guarantee Insurance
How to apply for the guarantee of return of the deposit can be applied by visiting the branch of the Housing and Urban Guarantee Corporation (Hug) or the consignment bank.
Or you can apply on your mobile.
Naver Real Estate > Financial Products > Guarantee of Return of Jeonse Deposit
Kakao Pay > Simple Insurance > Jeonse Guarantee Return Guarantee
KB Kookmin Card > Kukka Mall app > Life Shop > Jeonse Guarantee
Or you can do it on the ‘Mobile Guarantee’ app of the Korea Housing & Urban Guarantee Corporation. Please check it on your mobile.
Mobile HUG Shortcut
Hug Chonse Guarantee Insurance Eligibility
For Hug Chonse Guarantee Insurance, the deadline for applying for a guarantee is the most important. If you signed a Chonse contract for the first time (new), there would be a balance payment date on the Chonse contract. You can sign up either on the later of the balance payment date or the transfer notification date, before the 50% of the Chonse contract expires.
If you say you’ve extended the lease on the house you originally lived in, it’s called a ‘renewal lease on a deposit basis contract’. You’ve also written a renewal lease on a deposit basis contract, so you can sign up before 50% of the lease on a deposit basis period in the contract.
Hug Chonse Guarantee Insurance Housing Standards
Houses that are chartered are available for single-family houses, multi-family houses, multi-family houses, row houses, and multi-family houses.
Welfare housing for the elderly or residential officetels are also available. Of course, apartments are possible.
However, neighborhood living facilities are not guaranteed houses. It is most accurate to check the housing standards with the public corporation.
You may also be curious about the price of the lease on a deposit basis. The mortgage recognition ratio should be within 90%.
Confirmation of application for lease guarantee insurance
For example, if the price of a house is 100 million won, but the deposit is 95 million won, the subscription will be rejected. If it’s 90 million won, it’s possible. This is because it goes to 90% of the jeonse price.
Documents and return procedures
The documents to be submitted are required to determine whether the warranty application is appropriate and whether the warranty amount is appropriate in the hug. When applying, it must be the latest document issued within the last month to pass.
common documents
1. Copies of resident registration and identification cards
2. a copy of a charter contract
3. Confirmation of payment of deposit for lease on a deposit basis (account transfer details, etc.)
4. Moving-in household access details
5. a copy of a real estate register
6. a building ledger
Additional documents such as residential officetels, single-family, multi-family houses, etc
There may also be a variety of additional circumstances, such as if the landlord is a corporation or has signed a charter contract with an agent. Please check with Hug Guarantee Insurance for the exact documents to be submitted.