SBI저축은행 스피드대출Credit Loan
Refinancing Loan
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Loan Interest Rate Coupon
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The average interest rate changes depending on your credit score
Average interest rate
19.9%
Maximum limit
5 million won
143rd
Loan interest rate
12.6%~19.9% per year
Preferential interest rate
None
Loan limit
1 million won~5 million won
Loan period
Up to 36 monthsDifferent repayment periods depending on the loan amount
Interest rate type
Fixed interest rate
Loan repayment method
Equal installment repayment of principal and interest, equal installment repayment of principal
Overdue interest rate
Agreement interest rate + 3%p (within 20% of the maximum legal interest rate)
Interest imposition period
Post-deposit every month
Premature repayment fee
2.0% (if repaid within 1 year)
Application conditions
Over 20 years old, domestic CB company Customer credit score [NICE standard] 450 points or higher for which the loan limit is calculated based on income
Required documents
Copy of ID card [Additional documents may be requested depending on the content during loan review There are.]
None
Note
When an interest rate reduction event is in progress, the interest rate cannot be reduced below the lowest interest rate of the product. Please check the product description and terms and conditions before signing the contract. Excessive borrowing may cause a decrease in your personal credit score. A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions. In case of delinquency, you may be obligated to repay the principal and interest before the contract expires. You have the right to receive a sufficient explanation of the product in advance, and please understand the explanation before making a transaction. Some product sales may be discontinued depending on our internal policies.
