Let’s learn how to increase the negative account limit in a simple way. In fact, each bank will be different, but Hana Bank, Woori Bank, Nonghyup Bank, Shinhan Bank, etc. are judged to be the same way to increase the amount.
※ Note: From now on, all the content has been written with extreme facts, and since all the contents of the homepage have been pulled and organized, I start this article with confidence that it will be more reliable than any other articles. We hope that the following will repay your precious time.
the situation we are in right now
As you know, the interest rates on credit loans, mortgage loans, etc. are increasing considerably in a situation where the economy is getting ridiculously difficult. In the midst of this, if you are reading this article to increase the limit of negative bank accounts, I predict that it will be a difficult situation.
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Now, let’s learn about negative bankbook increase. Let’s take a brief look at what you need to know. These days, there are many ways to do it face-to-face, but if you want to go to the bank to apply, of course, it’s a good idea to bring your ID.
If you want to increase the amount, it would be better to bring your supporting documents (company withholding tax, etc.) in advance.
Credit Loan Increase News
It is said that many people are preparing to increase the limit as it is heard that major banks in Korea are increasing the limit of credit loans and negative bankbooks to a maximum of 300 million won, which was limited to 50 million won.
Also, in a situation where the regulations may change when the regulations are changed, people visit the bank to request an increase in the limit. Now, let’s look at how to increase negative loans by each bank.
Learn how to increase by bank
1) Hana Bank negative account limit
Hana Bank is the only bank that has raised most of the limits for negative bankbooks and credit loans in advance in the first half of the year. However, in January, I heard that the negative account limit of the loan service ‘Hana One Q Credit Loan’ was raised to 150 million won, and the negative account limit of eight major credit loan products was returned to the level before August last year. .
2) Woori Bank negative account limit
Woori Bank is the same. ‘It is really good news that we will increase the loan service we want from the maximum of 100 million won to 200 million won, and that the policy to limit non-face-to-face applications such as mortgage loans or high-value credit loans for the purpose of changing loans will also disappear. However, Woori Bank is said to be lifting the 100 million won limit applied to new credit loans through non-face-to-face.
Most of the limits have been raised completely, so it would be good to refer to them if you use Woori Bank. 마이너스통장 한도 증액
3) Shinhan Bank negative account limit
Unfortunately, Shinhan Bank is moving the slowest, and other banks are moving quickly in April. 좋은뉴스
However, it can be taken positively that it is under review, and it is expected that public opinion and the increase in the limit of other banks will definitely have a positive effect. So, if you are using Shinhan Bank as your main transaction, it is worth the wait.
4) Kookmin Bank negative account limit
Unlike other banks, Kookmin Bank has already raised the maximum credit loan limit of up to KRW 150 million and allows non-face-to-face applications for loans that convert other banks’ home mortgage loans to Kookmin Bank’s loan products.
These are the major banks in my opinion, and I think other banks are the same. You can see that major banks, such as Kookmin Bank, Hana Bank, Shinhan Bank, and Woori Bank, have already raised the limit of negative bankbooks, and you can enjoy the advantages of negative bankbooks rather than checking whether you need the amount before taking out a loan. I think it would be a good action to take advantage of it and increase the limit first.