This is a personal summary of information about the Cider Bank parking passbook, which is expected to rise to 2.2% in interest as of July 1st, as well as reviews and other questions you may have after using it for 2 years.
Cider Bank parking passbook interest base rate increase (1.6% → 2.2%) / up to ~100 million won 사이다뱅크 파킹통장
he other day, when I posted an introduction to the Welcome Savings Bank parking passbook, I briefly talked about the parking passbook we use together.
At that time, the Cider Bank parking passbook, which was behind in the priority of depositing funds with only 1.6%, sent a text message saying that the interest rate will be raised to 2.2% as of July 1st.
Changing the interest rate of th
e parking passbook
100 million or less: 1.6% → 2.2%
Cider Bank parking passbook text message 이베이스매뉴얼
Accordingly, the priority of depositing funds in the currently used parking passbook has been slightly changed.
Priority deposit in the parking passbook
1. Welcome Savings Bank (3.0% / ~50 million won)
2. Cider Bank (2.2% / ~100 million won)
3. Toss parking passbook (2.0% / ~100 million won)
From now on, I have made deposits in the order of Welcome Savings Bank > Cider Bank > Toss Parking Passbook. Of course, there is no parking passbook with a better interest rate than this. Thing, 2. The maximum amount of interest application must be at least 10 million won), so there are three passbooks that are perfect for this and that. I think it will be.
Cider Bank parking passbook review: Easy to read without being crowded
I was going to introduce only interest, but I thought I would not like the taste of this type of noodles, so I would like to introduce a little more about the advantages of Cider Bank’s parking passbook.
The first time I used the Cider Bank parking passbook (=opening date) was around March 2020.
Well, basically, I use it because the interest rate is high, but personally, what I like about using a cider bank passbook is that you can immediately see the interest accumulated so far through the interest inquiry function. It is very nice to be able to visualize the interest received so far (+interest to be received in the future) at a glance as shown below.
For reference, you can view interest by clicking on the passbook – clicking on the management at the top right – clicking on the connection information item in the middle of the screen (see the picture below) – in the order of interest inquiry. Then you will see a screen like the one above.
A collection of information you may be curious about about Cider Bank
1) What is the transfer limit?
A) It is possible to transfer up to 100 million won per mobile basis / 500 million won per day.
2) When will the deposit interest be deposited?
A) It is deposited into the bank account on the 1st of every month.
3) How long is the savings account protected?
A) It is protected up to a maximum of KRW 50 million (principal + interest combined).
Cider Bank Parking Passbook Utilization Plan
As the interest rate has risen this time, we plan to use it as the second priority (1st place is, of course, the Welcome Savings Bank parking passbook), but there is a problem of deposit protection. We plan to distribute and deposit.
Personally, I think it’s pretty good to have a simple interest rate of 2.2% without any special conditions, so if you don’t have a proper parking passbook or are looking for an additional parking passbook for risk diversification, you might want to consider this opportunity. The above was a collection of cider bank parking passbook interest 2.2% news, cider bank parking passbook reviews, and other information you are curious about. 🙂
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