연회비 없는 신용카드We provide you with various information.
Let’s learn more about credit cards without annual fees and summarize the benefits and issuance methods for each card.
List 1. Government support policy card 2. Occupation/Special Purpose Card3. How to issue a credit card without annual fee 4. Cashback benefits 5. conclusion
Government-supported policy cards are mainly designed to reduce living expenses. Let’s summarize the benefits and conditions of each card.
Cards issued for an occupation or specific purpose provide specialized benefits tailored to that occupation or purpose.
Here’s how to get a no-annual-fee credit card:
There is no annual fee for the KB National Happiness Card, Shinhan Child Happiness Card, and Woori/Hana National Happiness Card. Government-supported policy cards are mainly created for the purpose of reducing living expenses, and annual fees are waived if you receive these cards.
There is no annual fee if you receive a card suitable for a specific job or purpose, such as the Cargo Driver Welfare Shinhan Card, IBK hi Card, KB Green Card, or Lotte Compact Car Love Card. These cards provide benefits specific to that class or purpose.
If you choose a card with a very low annual fee, such as Kookmin Card’s Alpha One Card (1,000 won for domestic use only) or Hana Wonder Card (12,000 won), the burden of the annual fee will be substantially less.
Some card companies run cashback events when you sign up for a new card, so you can actually save on annual fees by taking advantage of this. For example, you can offset the annual fee through an event that offers cashback of up to 160,000 won.
For most cards, the annual fee is waived if you meet a certain usage history (ex. 200,000 won or more in the previous month). If this is met, the annual fee will be waived.
The cashback benefits of credit cards without annual fees may vary depending on the card company, and some card companies hold cashback events when new users sign up. This allows you to enjoy virtually no annual fee. For example, you can save on annual membership fees through events that offer cashbacks of up to 160,000 won. However, these events may be temporary, so it is important to check the event period and conditions when issuing the card.
Credit cards with no annual fee offer a variety of benefits, and in particular, they often require you to meet the previous month’s usage history requirements. It is important to carefully compare the benefits and conditions of each card and choose a card that suits your spending patterns. Additionally, you can substantially save on annual fees by taking advantage of promotions such as cashback events when issuing a card. Save money and enjoy various benefits with a credit card with no annual fee.
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