These days most of you will be focusing on raising cash. While the interest rate hike war seemed to have subsided a little, K-Bank raised the interest rate on the parking account by 0.3%p this time.
Today, I will share the news of k-bank parking passbook plus box interest rate increase and a review of the opening of the 3 % mood passbook. 케이뱅크 플러스박스 기분통장 차이
K bank plus box parking account product information 이베이스매뉴얼
K Bank, along with Toss Bank, led the trend of the parking account. In today’s high interest rate era, interest rates have seemed a bit low. The interest rate of the Plusbox parking passbook has increased from 2.7% to 3%.
Individuals and individual entrepreneurs can create up to 10 accounts per person, and can sign up for up to 300 million won. The subscription period is unlimited, and it is a parking account that allows for frequent deposits and withdrawals.
The parking passbook became popular because you could receive interest even if you deposited it for just one day. Interest is not paid every day, and interest is paid on the 4th Saturday of each month according to the deposit amount for that month.
Since the parking passbook is in the form of a bankbook for frequent deposit and withdrawal, you can use cash more flexibly than a regular deposit. Also, when the interest rate increases, the interest rate of the existing parking account also rises, so it is an advantage that there is no need to change.
Review of K-Bank Plus Box Parking Bank Account and Kyong-gi Bank Account
If you have used K-bank in the past, you can easily sign up for a Plusbox parking account. There are two types of K Bank Parking Account Plus Box.
Plus Box: Collect as much money as you want
Gyogi Bankbook: Collect money according to your mood every day
Basically, the interest is the same, and since I was using only the basic Plus Box, I added an additional account. For reference, the existing plusbox parking account has also been automatically raised to a 3% interest rate.
K Bank – Deposits – K Bank Plus Box – Kyonggi Bank Account
The sign-up method is simple, and if you agree to the terms and conditions and connect to your K-bank account, you can sign up for the K-bank Plus Box Kyonggi Bankbook.
The interest rate went up and I felt better, so I collected 7,777 won. It’s not a lot of money, but if you save money according to your mood in this way, I think it will be of great help to your savings habit.
I need to collect 10,000 won each when I’m annoyed at work. (Uh, I’m sure I’ll make money soon…?)
Like this, the first screen of K-Bank has created a Gyumgi bankbook. You can easily add and subtract amounts in your K-Bank Dual K deposit and withdrawal account.
If you create both a plus box and a kybun bankbook, the two will be displayed separately in this way.
🎁 Go get the 100,000 won prize 🎁
K bank is also holding a gift box event. If you have never used K-bank, you can receive 100 gift boxes when you sign up after clicking the link above.
If you are already a K-bank member, you can receive a gift box and receive a chance to win 100,000 won.
Thankfully, many people have received gift boxes from my blog, so I am receiving one too. The maximum winning amount was 10,000 won, but after collecting little by little, I was able to roll it while receiving 3% interest in my parking account.
Above, we shared the news of the K-Bank Plus Box parking account interest rate hike and the review of joining the Gyonggi Bank account.
I tend to do this when using a parking passbook. The company payday is the 25th, and the credit card payment date is around the 14th to 15th of the following month. Put the amount used (payment amount) this month in your parking account. Then you can get interest in cash for about 2 weeks.
It is good to use cash or debit cards unconditionally when saving, but it is also helpful to use credit cards sparingly like I did. In particular, double-income couples must pay at least 25% of their annual salary by credit card at the time of year-end tax settlement. Credit card discount benefits + tax deduction standards + parking account interest
We hope it helps you in your life too!