햇살론 카드 신청방법People with low credit cannot be issued credit cards. Because of this, it is difficult to enjoy benefits such as installments or points. The government provides credit cards that can be issued to people with low credit. Let’s take a closer look at the Sunshine Loan card issuance requirements, how to apply, limits, and general cards.
✅ Find loan types and dormant deposits on the Korea Inclusive Finance Agency website
Korea Inclusive Finance Agency website Loan type Find dormant deposit kinfa.or.kr
The Korea Inclusive Finance Agency is a policy organization established to support the smooth financial life of the common people. It was established with capital invested by Korea Asset Management Corporation, five domestic banks, and other life insurance companies and non-life insurance companies.
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Sunshine Loan Card Issuance Requirements How to Apply Limit General Card
Sunshine Loan Card Issuance Requirements How to Apply Limit General Card
A credit score is a score that evaluates an individual’s creditworthiness by credit rating companies such as NICE and KCB. It is graded from 1 to 1,000 points. The higher the score and the higher it is, the better credit you have. People who are new to society without a credit rating usually have a score of around 750, and delinquency, excessive number of loans, frequent installment transactions, etc. can be factors that lower their score.
1 To receive a financial loan, you must have a score of at least 660 points based on NICE, and to be issued a credit card, you must have a score of 570 points or higher by NICE and 541 points or higher by KCB.
That is why people with low credit scores cannot be issued credit cards. The government is providing the ‘Sunshine Loan Card’ so that people with low credit can also use it. This is a card for people with low credit who have difficulty issuing credit cards and cannot use installments or points. It is a policy-based credit card that supports issuance to expand the choice of financial products and lead to healthy consumption.
It is guaranteed by the Korea Inclusive Finance Agency, so even those with the lowest credit can receive it. However, you must meet certain qualifications. Let’s take a closer look at the Sunshine Loan card issuance requirements, how to apply, and the general card limit.
Sunshine Loan Card Issuance Requirements How to Apply Limit General Card
The eligibility requirements for the Sunshine Loan Card are as follows.
Details of Sunshine Loan card issuance requirements, application method, limit, general card, etc. are as follows.
※ Since minimum repayment ability must be guaranteed, the guarantee may be rejected depending on the review. Or, even if you receive a guarantee, it may be rejected during the credit card company’s issuance review.
※ Application available from 7 credit card companies
※ Discounts and accumulation rates vary depending on the degree to which certain standards are met, such as the previous month’s usage performance, for each card company.
Apply for a guarantee first and then apply for a card. You can apply for a guarantee through the app, or by making a reservation in advance and visiting the Microfinance Integration Support Center. (Reservation Call Center 1397) The warranty application process is as follows.
▽ Sunshine Loan Bank pre-qualification inquiry – Android ▽
Korea Inclusive Finance Agency – Apps on Google Play
Korea Inclusive Finance Agency, all microfinance services at once!
play.google.com
▽ Sunshine Loan Bank pre-qualification inquiry – iPhone ▽
Corporate Finance Agency
Conveniently use all microfinance services from the integrated app of the Korea Inclusive Finance Agency, including customized loans, Sunshine Loan Youth, Sunshine Loan 15, Sunshine Loan Bank, Sunshine Loan Card, microfinance consultation reservations, and dormant deposit inquiry and payment. ※ Common people
apps.apple.com
Sunshine Loan Card Issuance Requirements How to Apply Limit General Card
The documents required to be submitted when applying for a Sunshine Loan Card are as follows.
◎ Proof of employment/business (select one)
◎ Proof of income (select 1)
◎ Proof of employment/business (select one)
◎ Proof of income (select 1)
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
◎ Proof of employment/business (select 1)
◎ Proof of income (select 1)
We have learned about the Sunshine Loan card issuance requirements, how to apply, limits, and general card benefits. This product was launched to help the financial lives of the underprivileged, so if you have low credit and low income, please apply.
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