As many as 7 million customers use Hyundai Card M-points last year alone. They accumulated 500 billion points and spent 460 billion points. Customers who use Hyundai Card M-series cards (affiliated cards based on M∙M2∙M3∙M) and premium cards the Black∙ the Purple∙ the Red∙ the Green∙ the Pink can accumulate M-points at all the merchants who pay. The accumulated points can also be used in 168 brands and 59,300 places. As a result, the volume of M-points used has increased year by year, but it is also true that they have not been used yet and there are still “sleeping” points left. 현대카드 M포인트 사용처
Hyundai Card and Hyundai Commercial Images
From the customer’s point of view, it is regrettable that “if you had accumulated more” when you try to use points, and it is frustrating that you don’t know where and how much you can use them when you think, “You have to use points today.” However, not only is there a way to accumulate “more” M points than now, but there are also various kinds of uses that are penetrated throughout everyday life to the extent that they are “not available.” jasminevista.com
In “On-Show Pancake Car (online shopping m all, convenience store, bakery, pizza, cafe), M points are given without asking or questioning! 
The problem of using M points can feel more complicated than you think. Can’t you just memorize all the places you can use them? But it’s easy to think about it like this. In other words, most online shopping malls, convenience stores, bakeries, pizza, and cafes can use M points to pay.
First of all, it is hard to find places where you cannot use M-points in general online shopping malls. You can use M-points at 5 percent (up to 5,000 points) of the payment amount per purchase at SSG Dot, The Hyundai Dot, G Market, Auction, Timon, Interpark, Homeplus Online Shopping, etc. The same applies to convenience stores. You can pay 20 percent of your purchase amount with M-points at E-Mart 24, Ministop, CU, 7-Eleven, etc. You can also use M-points at offline mid- to large-sized marts or daily necessities stores such as E-Mart, E-Mart Everyday, GS Supermarket, No Brand, and Olive Young.
Most bakery, pizza, and coffee brands can also use M points. You can pay 50% of the payment with M points at bakeries such as Paris Baguette, Tous Les Jours, and Dunkin’ Donuts, and pizza chains such as Domino’s Pizza, Mr. Pizza, Papa John’s, and Pizza Hut. You can also pay 20% M points per purchase at cafe chains such as Twosome Place, Dalkin, and Coffee.
At the M-Point Mall run by Hyundai Card, customers can use M-Point at higher usage rates. People can purchase products by using as few as 50 percent to as many as 100 percent of M-Point presentations. Hyundai Card is selling high-quality products curated by Hyundai Card in the M-Point Mall. Recently, the company is expanding its unique product lineup by launching a limited-edition resell platform called “KREAM,” which is gaining huge popularity among the MZ generation, and selling “Disney+” vouchers.
If you forget M points when you buy a car, you’ll be disappointed. Enjoy up to 2 million won in discounts with M points
The moment when M-points exert their most powerful power is when you purchase a car. This is because if you purchase a Hyundai or Kia car, you can pay with M-points for some amounts. You can deduct 2 million won from the payment amount by using up to 2 million M-points for five years.
First, if you are an M-point holder, you can pay a portion of the vehicle’s price using the M-point you have at the same time as the payment. Then, 1.5% to 2% of the remaining payment amount deducted by M points will be accumulated as M points again. These accumulated M points can be used again when paying for the vehicle next month. There is no need to be sorry that you do not have M points. If you do not have a card that accumulates M points, you can apply for a credit card that accumulates M points and pay.
Hyundai Card and Hyundai Commercial Images
Save-auto service is also available. The so-called “pre-payment point service” is a method of receiving M points, paying a portion of the vehicle’s price with those points, and then repaying the M points that were paid in advance with the M points accumulated using the card. Each vehicle will receive as few as 300,000 M points and as many as 500,000 M points. Customers who use the Save-auto service will also have a higher M-point accumulation rate. No matter where you use the card, you can accumulate M points at a 1.5% accumulation rate, allowing you to quickly redeem your pre-payment points.
Even if you don’t buy a car right away, if you are a customer who has a plan to replace or purchase a car, you should create a new M-point bankbook. This service allows you to accumulate 2% of interest per month (24% per year) as a “bankbook point” on your M-point as interest on installment savings accumulates. Upon signing up, you will receive 3,000 bankbook points. In particular, subscribers to a new car purchase bankbook can convert up to M-point, which is scheduled to expire after the expiration date, into bankbook points and hold them for up to two years. These accumulated bankbook points can be used when purchasing a car within two years of signing up for a new car purchase bankbook.
A Hyundai Card official said, “M-point is securing a wide range of uses that have been dug deep into daily life so that M-point can work as a living means of consumption,” adding, “We are making efforts to inform many customers of M-point’s usage so that they can use it more smoothly.”